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Cigarette Top Gun insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Cigarette Top Gun as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Cigarette Racing
- Type of boat
- motor yacht
- Length overall
- 11.46 m
- Built
- 1994 to 2005
Length from our boat catalogue for the 1994–2005 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€3,085 a year
or €282 a month if paid monthly
Liability and hull · boat value €242,000 (market value) · built 2001 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€2,217 a month
Purchase price €242,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Cigarette Racing Cigarette Top Gun: cover, cost and conditions
Cigarette Top Gun: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Cigarette Top Gun: On a motor yacht the drive and the electronics together make up about half the value. Both belong in the sum insured. The most expensive claim is grounding with consequential damage to shaft and gearbox, and that is full cover only.
What does cover for a Cigarette Top Gun cost? The premium starts from €49 a year. For a Cigarette Top Gun at the usual market value of €242,000 the premium is €3,085 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,936, liability for €149. Tariff as of 04.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Cigarette Top Gun with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Cigarette Top Gun worth?
A used Cigarette Top Gun built between 2001 and 2001 in average condition is typically worth
between €223,600 and €259,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2001 | €223,600 to €259,800 | €241,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Cigarette Top Gun;
with actual-value cover, the value at the time.
Does your sum still fit?
Boats for sale now and how we rate them
How we rate the 3 boats of the Cigarette Top Gun we found for sale most recently.
2001
10.99 m, Germany
2001
10.99 m, Germany
2001
10.99 m, Germany
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Cigarette Top Gun?
Yes.
Neither the make nor the model decides whether the Cigarette Top Gun is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Cigarette Top Gun cost?
Cover starts from €49 a year.
For a Cigarette Top Gun at the usual market value of €242,000 the premium is €3,085 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €2,936, liability for €149.
Tariff as of 04.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Cigarette Top Gun vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Cigarette Top Gun is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Cigarette Top Gun free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Cigarette Top Gun insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
