Cobalt CS23 insurance: calculate your premium
Model page, insured as a motorboat
If you own a Cobalt CS23, you insure it with us as a motorboat, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Technical data
Length overall
Manufacturer figures for the Cobalt CS23, 2026 model year; your own papers count.
Cobalt CS23: cover, cost and conditions
Five figures decide what cover for the Cobalt CS23 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Cobalt CS23 the premium starts from €49 a year; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Cobalt CS23 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Cobalt CS23, number twenty-three.
What is a used Cobalt CS23 worth?
A used Cobalt CS23 built between 2016 and 2024 in average condition is typically worth between
€39,300 and €118,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €93,200 to €118,600 | €105,900 |
| 2023 | €92,500 to €117,700 | €105,100 |
| 2022 | €86,700 to €110,300 | €98,500 |
| 2021 | €79,400 to €101,000 | €90,200 |
| 2020 | €73,800 to €94,000 | €83,900 |
| 2019 | €69,800 to €88,800 | €79,300 |
| 2018 | €62,200 to €79,200 | €70,700 |
| 2017 | €51,300 to €65,300 | €58,300 |
| 2016 | €39,300 to €50,100 | €44,700 |
Does the sum insured on your Cobalt CS23 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Cobalt CS23?
Yes.
For accepting the Cobalt CS23 we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Cobalt CS23 cost?
The premium for the Cobalt CS23 starts from €49 a year.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Cobalt CS23 change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Cobalt CS23: the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service: we cancel the old contract on your Cobalt CS23,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Cobalt CS23 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
