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Cobra Yachts Futura 40 insurance: calculate your premium
Model page, insured as a motor yacht
The Cobra Yachts Futura 40 is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Cobra
- Type of boat
- motor yacht
- Length overall
- 11.40 m
- Built
- since 2015
Length from our boat catalogue for the 2015–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,262 a year
or €206 a month if paid monthly
Liability and hull · boat value €209,000 (market value) · built 2022 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,915 a month
Purchase price €209,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Cobra Yachts Futura 40: cover, cost and conditions
For the Cobra Yachts Futura 40 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Cobra Yachts Futura 40 starts from €49 a year. For a Cobra Yachts Futura 40 at the usual market value of €209,000 the premium is €2,262 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,113, liability for €149. Tariff as of 04.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Cobra Yachts Futura 40 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Cobra Yachts Futura 40, number forty.
What is a used Cobra Yachts Futura 40 worth?
A used Cobra Yachts Futura 40 built between 2018 and 2024 in average condition is typically worth
between €146,100 and €260,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €204,900 to €260,800 | €232,800 |
| 2023 | €186,000 to €236,700 | €211,300 |
| 2022 | €183,900 to €234,100 | €209,000 |
| 2021 | €188,700 to €240,100 | €214,400 |
| 2020 | €171,000 to €217,600 | €194,300 |
| 2019 | €162,300 to €206,500 | €184,400 |
| 2018 | €146,100 to €185,900 | €166,000 |
With agreed-value cover, the agreed sum counts after a total loss of your Cobra Yachts Futura 40;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Cobra Yachts Futura 40.
Market today
For sale in November 2026
4
Typical asking price, 2021 boat
€248,300
Our value, 2021 boat
€214,400
Asking prices against our value
+16%
In November 2026 we found 4 boats of the Cobra Yachts Futura 40 for sale.
Typical asking price for a 2021 Cobra Yachts Futura 40: €248,300.
Our value for a Cobra Yachts Futura 40 of that year: €214,400.
Asking prices for the Cobra Yachts Futura 40 are about 16% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 5 boats of the Cobra Yachts Futura 40 we found for sale most recently.
2024
11.85 m, Germany
2020
Netherlands
2018
Germany
2018
11.90 m, Germany
2026
Netherlands
year newer than our values
€239,000
Listing on scanboat.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Cobra Yachts Futura 40?
Yes.
Whether we insure the Cobra Yachts Futura 40 depends not on make or model but on type of boat,
year, value, engine output and cruising area.
What does cover for a Cobra Yachts Futura 40 cost?
For the Cobra Yachts Futura 40 the premium starts from €49 a year.
For a Cobra Yachts Futura 40 at the usual market value of €209,000 the premium is €2,262 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €2,113, liability for €149.
Tariff as of 04.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Cobra Yachts Futura 40, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Cobra Yachts Futura 40 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Cobra Yachts Futura 40 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Cobra Yachts Futura 40 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
