Delphia 31 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Delphia 31 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Delphia
- Type of boat
- sailing yacht
- Length overall
- 9.85 m
- Beam
- 3.40 m
- Built
- 2009 to 2018
Manufacturer figures for the Delphia 31, 2026 model year; your own papers count.
Finance, example
€715 a month
Purchase price €78,000 (our value list) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Delphia 31: cover, cost and conditions
Delphia 31: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Delphia 31: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Delphia 31 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Delphia 31 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Delphia 31, number thirty-one.
What is a used Delphia 31 worth?
A used Delphia 31 built between 2012 and 2016 in average condition is typically worth between
€63,300 and €91,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2016 | €71,500 to €91,000 | €81,200 |
| 2015 | €68,200 to €86,800 | €77,500 |
| 2014 | €68,800 to €87,600 | €78,200 |
| 2013 | €65,100 to €82,800 | €73,900 |
| 2012 | €63,300 to €80,500 | €71,900 |
With agreed-value cover, the agreed sum counts after a total loss of your Delphia 31;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Delphia 31.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Delphia 31?
Yes.
Neither the make nor the model decides whether the Delphia 31 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Delphia 31 cost?
For the Delphia 31: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Delphia 31 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Delphia 31 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Delphia 31 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Delphia 31 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
