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Dufour 40 Performance insurance: calculate your premium
Model page, insured as a sailing yacht
The Dufour 40 Performance is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Dufour
- Type of boat
- sailing yacht
- Length overall
- 12.32 m
- Built
- 2000 to 2013
Length from our boat catalogue for the 2000–2013 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,458 a year
or €133 a month if paid monthly
Liability and hull · boat value €88,000 (market value) · built 2004 · North Sea, Baltic and Mediterranean
Finance, example
€806 a month
Purchase price €88,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dufour 40 Performance: cover, cost and conditions
For the Dufour 40 Performance we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Dufour 40 Performance starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Dufour 40 Performance at the usual market value of €88,000 the premium is €1,458 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,339, liability for €119. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Dufour 40 Performance with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Dufour 40 Performance, number forty.
What is a used Dufour 40 Performance worth?
A used Dufour 40 Performance built between 2003 and 2010 in average condition is typically worth
between €76,800 and €105,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2010 | €83,100 to €105,800 | €94,400 |
| 2009 | €81,100 to €103,100 | €92,100 |
| 2008 | €79,000 to €100,600 | €89,800 |
| 2007 | €77,400 to €98,500 | €87,900 |
| 2006 | €76,900 to €97,900 | €87,400 |
| 2005 | €77,600 to €98,800 | €88,200 |
| 2004 | €77,400 to €98,600 | €88,000 |
| 2003 | €76,800 to €97,700 | €87,200 |
With agreed-value cover, the agreed sum counts after a total loss of your Dufour 40 Performance;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 1% off the value of a Dufour 40 Performance.
Market today
For sale in November 2026
6
Typical asking price, 2007 boat
€97,400
Our value, 2007 boat
€87,900
Asking prices against our value
+11%
In November 2026 we found 6 boats of the Dufour 40 Performance for sale.
Typical asking price for a 2007 Dufour 40 Performance: €97,400.
Our value for a Dufour 40 Performance of that year: €87,900.
Asking prices for the Dufour 40 Performance are about 11% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Dufour 40 Performance we found for sale most recently.
2006
12.60 m, France
2005
11.99 m, Spain
2005
Germany
2004
France
2004
12.32 m, Netherlands
2003
international
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dufour 40 Performance?
Yes.
Whether we insure the Dufour 40 Performance depends not on make or model but on type of boat,
year, value, engine output and cruising area.
What does cover for a Dufour 40 Performance cost?
For the Dufour 40 Performance the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Dufour 40 Performance at the usual market value of €88,000 the premium is €1,458 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,339, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Dufour 40 Performance, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Dufour 40 Performance is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Dufour 40 Performance is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Dufour 40 Performance insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
