Dufour 41 Classic insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Dufour 41 Classic (forty-one) as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Dufour
- Type of boat
- sailing yacht
- Length overall
- 12.18 m
- Built
- 1995 to 2006
Length from our boat catalogue for the 1995–2006 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,290 a year
or €117 a month if paid monthly
Liability and hull · boat value €72,000 (market value) · built 2000 · North Sea, Baltic and Mediterranean
Finance, example
€660 a month
Purchase price €72,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dufour 41 Classic: cover, cost and conditions
Dufour 41 Classic (forty-one): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Dufour 41 Classic (forty-one) cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Dufour 41 Classic at the usual market value of €72,000 the premium is €1,290 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,171, liability for €119. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Dufour 41 Classic (forty-one) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Dufour 41 Classic, number forty-one.
What is a used Dufour 41 Classic worth?
A used Dufour 41 Classic built between 1998 and 2003 in average condition is typically worth
between €60,100 and €87,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2003 | €68,700 to €87,500 | €78,100 |
| 2001 | €68,900 to €87,700 | €78,300 |
| 2000 | €63,100 to €80,300 | €71,700 |
| 1999 | €61,900 to €78,900 | €70,400 |
| 1998 | €60,100 to €76,500 | €68,300 |
With agreed-value cover, the agreed sum counts after a total loss of your Dufour 41 Classic;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Dufour 41 Classic.
Market today
For sale in November 2026
6
Typical asking price, 2000 boat
€76,000
Our value, 2000 boat
€71,700
Asking prices against our value
+6%
In November 2026 we found 6 boats of the Dufour 41 Classic for sale.
Typical asking price for a 2000 Dufour 41 Classic: €76,000.
Our value for a Dufour 41 Classic of that year: €71,700.
Asking prices for the Dufour 41 Classic are about 6% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Dufour 41 Classic we found for sale most recently.
2001
Denmark
2001
11.95 m, France
1998
Italy
2002
11.95 m, Portugal
year newer than our values
€85,000
Listing on yachtall.com ↗1997
11.95 m, France
year newer than our values
€93,000
Listing on yachtall.com ↗1996
11.89 m, France
year newer than our values
€49,900
Listing on yachtall.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dufour 41 Classic?
Yes.
Neither the make nor the model decides whether the Dufour 41 Classic (forty-one) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Dufour 41 Classic cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Dufour 41 Classic at the usual market value of €72,000 the premium is €1,290 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,171, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Dufour 41 Classic (forty-one) vary with the papers and the model
year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Dufour 41 Classic (forty-one) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Dufour 41 Classic (forty-one) free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Dufour 41 Classic insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
