Dufour Gib Sea 43 insurance: calculate your premium
Model page, insured as a sailing yacht
The Dufour Gib Sea 43 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Dufour
- Type of boat
- sailing yacht
- Length overall
- 12.90 m
- Built
- 1997 to 2008
Length from our boat catalogue for the 1997–2008 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,565 a year
or €142 a month if paid monthly
Liability and hull · boat value €95,000 (market value) · built 2003 · North Sea, Baltic and Mediterranean
Finance, example
€870 a month
Purchase price €95,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Dufour Gib Sea 43: cover, cost and conditions
For the Dufour Gib Sea 43 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Dufour Gib Sea 43 starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Dufour Gib Sea 43 at the usual market value of €95,000 the premium is €1,565 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail, hull excess €500, paid annually. Hull cover accounts for €1,446, liability for €119. Tariff as of 03.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Dufour Gib Sea 43 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Dufour Gib Sea 43, number forty-three.
What is a used Dufour Gib Sea 43 worth?
A used Dufour Gib Sea 43 built between 2000 and 2005 in average condition is typically worth
between €77,000 and €112,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2005 | €88,400 to €112,600 | €100,500 |
| 2004 | €87,200 to €111,000 | €99,100 |
| 2003 | €83,900 to €106,900 | €95,400 |
| 2002 | €83,100 to €105,700 | €94,400 |
| 2001 | €80,500 to €102,500 | €91,500 |
| 2000 | €77,000 to €98,000 | €87,500 |
With agreed-value cover, the agreed sum counts after a total loss of your Dufour Gib Sea 43;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Dufour Gib Sea 43.
Market today
For sale in November 2026
10
Typical asking price, 2003 boat
€88,500
Our value, 2003 boat
€95,400
Asking prices against our value
−7%
In November 2026 we found 10 boats of the Dufour Gib Sea 43 for sale.
Typical asking price for a 2003 Dufour Gib Sea 43: €88,500.
Our value for a Dufour Gib Sea 43 of that year: €95,400.
The Dufour Gib Sea 43 is offered about 7% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 10 boats of the Dufour Gib Sea 43 we found for sale most recently.
2004
13.00 m, Germany
2004
13.11 m, Sweden
2003
12.82 m, Croatia
2003
13.00 m, France
2002
international
2002
12.45 m, international
2001
13.01 m, United Kingdom
2001
12.82 m, Spain
2001
12.82 m, United Kingdom
2001
12.20 m, France
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Dufour Gib Sea 43?
Yes.
Whether we insure the Dufour Gib Sea 43 depends not on make or model but on type of boat, year,
value, engine output and cruising area.
What does cover for a Dufour Gib Sea 43 cost?
For the Dufour Gib Sea 43 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
For a Dufour Gib Sea 43 at the usual market value of €95,000 the premium is €1,565 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 95 m² of sail,
hull excess €500, paid annually.
Hull cover accounts for €1,446, liability for €119.
Tariff as of 03.11.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Dufour Gib Sea 43, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Dufour Gib Sea 43 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Dufour Gib Sea 43 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Dufour Gib Sea 43 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
