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Friendship 22 insurance: calculate your premium

Model page, insured as a sailing boat

We insure the Friendship 22 as a sailing boat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make
Friendship Yachts
Type of boat
sailing boat
Length overall
7.00 m
Built
1971 to 1998

Length from our boat catalogue for the 1971–1998 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€308 a year

or €26 a month if paid monthly

Liability and hull · boat value €6,000 (market value) · built 1982 · North Sea and Baltic

Calculate premium: Friendship 22

Finance, example

€55 a month

Purchase price €6,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 7 m against a metre scale, to scale. Built 1971 to 1998.

Friendship Yachts Friendship 22: cover, cost and conditions

Friendship 22: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the Friendship 22: On a sailing boat the condition of rig and fittings decides. A dismasting from a gust or a collision is covered, worn terminals after twenty years are not. Sails and standing rigging are included under full cover.

What does cover for a Friendship 22 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Friendship 22 at the usual market value of €6,000 the premium is €308 a year: liability and hull in Basis-Plus, North Sea and Baltic, about 35 m² of sail, hull excess €250, paid annually. Hull cover accounts for €219, liability for €89. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Friendship 22 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Not to be mixed up with its sisters: this is the Friendship Yachts Friendship 22,

number twenty-two.

What is a used Friendship 22 worth?

A used Friendship 22 built between 1974 and 1995 in average condition is typically worth between

€5,100 and €12,900 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
1995€10,200 to €12,900€11,500
1986€5,800 to €7,400€6,600
1985€5,800 to €7,400€6,600
1984€5,700 to €7,300€6,500
1983€5,500 to €6,900€6,200
1982€5,200 to €6,600€5,900
1981€5,100 to €6,500€5,800
1976€5,400 to €6,800€6,100
1974€5,400 to €6,800€6,100

With agreed-value cover, the agreed sum counts after a total loss of your Friendship 22;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 3% off the value of a Friendship 22.

Market today

For sale in November 2026

6

Typical asking price, 1983 boat

€4,700

Our value, 1983 boat

€6,200

Asking prices against our value

−24%

In November 2026 we found 6 boats of the Friendship 22 for sale.

Typical asking price for a 1983 Friendship 22: €4,700.

Our value for a Friendship 22 of that year: €6,200.

The Friendship 22 is offered about 24% below our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 8 boats of the Friendship 22 we found for sale most recently.

Take care with prices far below the market: fraud does occur.

Never pay in advance, see the boat in person and check papers and ownership.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Friendship 22.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price: Friendship 22

Check your sum insured: Friendship 22

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Friendship 22?

Yes.

Neither the make nor the model decides whether the Friendship 22 is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Friendship 22 cost?

Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.

For a Friendship 22 at the usual market value of €6,000 the premium is €308 a year:

liability and hull in Basis-Plus, North Sea and Baltic, about 35 m² of sail, hull excess €250,

paid annually.

Hull cover accounts for €219, liability for €89.

Tariff as of 03.11.2026, your own boat may differ.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Friendship 22 vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Friendship 22 is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Friendship 22 free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

Friendship Yachts Friendship 33 Friendship Yachts Friendship 28 Friendship Yachts 26

All models by Friendship Yachts

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Friendship 22 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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A girl steers a sailing yacht, her father points ahead and her mother smiles in the sunshine

The next generation at the helm

She's got the helm. We've got your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77