Galeon 385 HTS insurance: calculate your premium
Model page, insured as a motor yacht
Year, place of purchase and previous owners do not decide whether we insure the Galeon 385 HTS: we write it as a motor yacht. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
- Make
- Galeon
- Type of boat
- motor yacht
- Length overall
- 12.26 m
- Built
- 2007 to 2021
Length from our boat catalogue for the 2007–2021 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€2,874 a year
or €262 a month if paid monthly
Liability and hull · boat value €245,000 (market value) · built 2016 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€2,245 a month
Purchase price €245,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Galeon 385 HTS: cover, cost and conditions
How much does the name Galeon 385 HTS matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Galeon 385 HTS? It starts from €49 a year. For a Galeon 385 HTS at the usual market value of €245,000 the premium is €2,874 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,725, liability for €149. Tariff as of 02.11.2026, your own boat may differ. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Galeon 385 HTS may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Galeon 385 HTS, number three hundred eighty-five.
What is a used Galeon 385 HTS worth?
A used Galeon 385 HTS built between 2010 and 2021 in average condition is typically worth between
€161,400 and €451,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2021 | €354,700 to €451,500 | €403,100 |
| 2020 | €322,900 to €410,900 | €366,900 |
| 2019 | €305,400 to €388,600 | €347,000 |
| 2018 | €272,900 to €347,300 | €310,100 |
| 2017 | €237,000 to €301,600 | €269,300 |
| 2016 | €223,400 to €284,400 | €253,900 |
| 2015 | €207,100 to €263,700 | €235,400 |
| 2014 | €202,700 to €257,900 | €230,300 |
| 2013 | €189,300 to €240,900 | €215,100 |
| 2012 | €176,700 to €224,900 | €200,800 |
| 2011 | €172,400 to €219,400 | €195,900 |
| 2010 | €161,400 to €205,400 | €183,400 |
With agreed-value cover, the agreed sum counts after a total loss of your Galeon 385 HTS;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 7% off the value of a Galeon 385 HTS.
Market today
For sale in November 2026
4
Typical asking price, 2016 boat
€300,000
Our value, 2016 boat
€253,900
Asking prices against our value
+18%
In November 2026 we found 4 boats of the Galeon 385 HTS for sale.
Typical asking price for a 2016 Galeon 385 HTS: €300,000.
Our value for a Galeon 385 HTS of that year: €253,900.
Asking prices for the Galeon 385 HTS are about 18% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 4 boats of the Galeon 385 HTS we found for sale most recently.
2011
13.46 m, Croatia
2011
12.26 m, Germany
2011
12.25 m, Croatia
2011
12.99 m, Switzerland
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Galeon 385 HTS?
Yes, the Galeon 385 HTS is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Galeon 385 HTS cost?
It starts from €49 a year.
For a Galeon 385 HTS at the usual market value of €245,000 the premium is €2,874 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €2,725, liability for €149.
Tariff as of 02.11.2026, your own boat may differ.
What your Galeon 385 HTS costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Galeon 385 HTS appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Galeon 385 HTS,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Galeon 385 HTS
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Galeon 385 HTS insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
