Highfield Patrol 540 insurance: calculate your premium
Model page, insured as a inflatable
We insure the Highfield Patrol 540 as a inflatable, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
inflatable
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
5.45 m
Beam
2.51 m
Manufacturer figures for the Highfield Patrol 540, 2026 model year; your own papers count.
Highfield Patrol 540: cover, cost and conditions
With a length of 5.45 metres and a beam of 2.51 metres, the Highfield Patrol 540 is recorded as an inflatable boat. This model does not yet sail in our portfolio, but it can nevertheless be insured: what is decisive are your details on the value, the year of construction, the engine and the cruising range.
With inflatable boats of this size, the outboard is the part most likely to disappear. Theft of parts including the outboard is covered under the full hull cover, along with collision, grounding and vandalism. Keep the engine number to hand, it makes reporting a claim considerably easier.
We record Highfield with nine further models. The boat trailer is covered by the third-party liability free of charge from Basis-Plus, provided it is named in the application with its value, and cover also applies in winter storage, during craning and launching. You can add it to the hull cover for a premium. There is no time window and no night clause in the hull insurance, cover exists around the clock.
What is a used Highfield Patrol 540 worth?
A used Highfield Patrol 540 built between 2020 and 2024 in average condition is typically worth
between €28,000 and €44,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €31,000 to €39,400 | €35,200 |
| 2023 | €35,200 to €44,800 | €40,000 |
| 2022 | €34,800 to €44,300 | €39,600 |
| 2021 | €32,000 to €40,800 | €36,400 |
| 2020 | €28,000 to €35,600 | €31,800 |
Does the sum insured on your Highfield Patrol 540 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the outboard have to be insured separately?
No, not for the Highfield Patrol 540 either:
it is included through the full hull cover under theft of parts.
What matters are the engine number and the inclusion of the engine in the schedule attached to the
contract.
Does cover also apply at night at the berth?
Yes, for the Highfield Patrol 540 too:
The hull insurance knows no time window and no night clause,
it exists at any time of day or night, at the berth just as in winter storage.
Other models by this make
Highfield Patrol 540 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
