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Jeanneau Sun Shine 38 insurance: calculate your premium
Model page, insured as a sailing yacht
The Jeanneau Sun Shine 38 is insurable with us as a sailing yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
sailing yacht
Premium
from €39 a year for a sailing boat, from €49 for a motorboat
Jeanneau Sun Shine 38: cover, cost and conditions
For the Jeanneau Sun Shine 38 we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Jeanneau Sun Shine 38 starts from €39 a year for a sailing boat, from €49 for a motorboat. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Jeanneau Sun Shine 38 with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Jeanneau Sun Shine 38, number thirty-eight.
What is a used Jeanneau Sun Shine 38 worth?
A used Jeanneau Sun Shine 38 built between 1982 and 1991 in average condition is typically worth
between €29,100 and €46,700 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1991 | €36,700 to €46,700 | €41,700 |
| 1990 | €35,500 to €45,200 | €40,300 |
| 1989 | €35,100 to €44,700 | €39,900 |
| 1988 | €34,300 to €43,600 | €38,900 |
| 1987 | €33,000 to €42,000 | €37,500 |
| 1986 | €32,200 to €41,000 | €36,600 |
| 1985 | €31,100 to €39,700 | €35,400 |
| 1984 | €30,900 to €39,300 | €35,100 |
| 1983 | €29,900 to €38,100 | €34,000 |
| 1982 | €29,100 to €37,100 | €33,100 |
With agreed-value cover, the agreed sum counts after a total loss of your Jeanneau Sun Shine 38;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 3% off the value of a Jeanneau Sun Shine 38.
Market today
For sale in October 2026
9
Typical asking price, 1987 boat
€35,200
Our value, 1987 boat
€37,500
Asking prices against our value
−6%
In October 2026 we found 9 boats of the Jeanneau Sun Shine 38 for sale.
Typical asking price for a 1987 Jeanneau Sun Shine 38: €35,200.
Our value for a Jeanneau Sun Shine 38 of that year: €37,500.
The Jeanneau Sun Shine 38 is offered about 6% below our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 9 boats of the Jeanneau Sun Shine 38 we found for sale most recently.
1990
11.25 m, Italy
1989
11.58 m, Norway
1989
11.20 m, United Kingdom
1988
11.58 m, Sweden
1987
11.66 m, France
1987
11.66 m, Croatia
1987
11.34 m, international
1986
11.58 m, Denmark
1986
11.66 m, France
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Jeanneau Sun Shine 38?
Yes.
Whether we insure the Jeanneau Sun Shine 38 depends not on make or model but on type of boat,
year, value, engine output and cruising area.
What does cover for a Jeanneau Sun Shine 38 cost?
For the Jeanneau Sun Shine 38 the premium starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Jeanneau Sun Shine 38, spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Jeanneau Sun Shine 38 is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Jeanneau Sun Shine 38 is cancelled by our switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Jeanneau Sun Shine 38 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
