Maxi Fenix insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Maxi Fenix as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Maxi
- Type of boat
- sailing yacht
- Length overall
- 8.30 m
- Built
- 1978 to 1993
Length from our boat catalogue for the 1978–1993 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€371 a year
or €33 a month if paid monthly
Liability and hull · boat value €13,000 (market value) · built 1986 · North Sea, Baltic and Mediterranean
Finance, example
€119 a month
Purchase price €13,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Maxi Fenix: cover, cost and conditions
Maxi Fenix: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Maxi Fenix: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Maxi Fenix cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Maxi Fenix at the usual market value of €13,000 the premium is €371 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 35 m² of sail, hull excess €250, paid annually. Hull cover accounts for €282, liability for €89. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Maxi Fenix with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Maxi Fenix worth?
A used Maxi Fenix built between 1981 and 1990 in average condition is typically worth between
€7,400 and €18,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1990 | €14,400 to €18,400 | €16,400 |
| 1989 | €14,000 to €17,800 | €15,900 |
| 1987 | €12,200 to €15,500 | €13,800 |
| 1986 | €11,700 to €14,900 | €13,300 |
| 1985 | €10,800 to €13,800 | €12,300 |
| 1984 | €10,700 to €13,500 | €12,100 |
| 1983 | €12,300 to €15,600 | €13,900 |
| 1982 | €7,400 to €9,400 | €8,400 |
| 1981 | €8,600 to €11,000 | €9,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Maxi Fenix;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 6% off the value of a Maxi Fenix.
Market today
For sale in November 2026
12
Typical asking price, 1985 boat
€12,900
Our value, 1985 boat
€12,300
Asking prices against our value
+5%
In November 2026 we found 12 boats of the Maxi Fenix for sale.
Typical asking price for a 1985 Maxi Fenix: €12,900.
Our value for a Maxi Fenix of that year: €12,300.
Asking prices for the Maxi Fenix are about 5% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 13 boats of the Maxi Fenix we found for sale most recently.
1986
8.84 m, Denmark
1985
8.53 m, Norway
1985
8.53 m, Norway
1984
Denmark
1983
Denmark
1983
8.53 m, Denmark
1983
8.50 m, Germany
1983
8.90 m, Germany
1982
8.53 m, Norway
1982
8.53 m, Denmark
1982
8.53 m, Sweden
1981
Sweden
1981
8.53 m, Denmark
Take care with prices far below the market: fraud does occur.
Never pay in advance, see the boat in person and check papers and ownership.
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Maxi Fenix?
Yes.
Neither the make nor the model decides whether the Maxi Fenix is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Maxi Fenix cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Maxi Fenix at the usual market value of €13,000 the premium is €371 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 35 m² of sail,
hull excess €250, paid annually.
Hull cover accounts for €282, liability for €89.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Maxi Fenix vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Maxi Fenix is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Maxi Fenix free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Maxi Fenix insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
