Navikom Viko 20 insurance: calculate your premium
Model page, insured as a boat
We insure the Navikom Viko 20 as a boat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Navikom Viko 20: cover, cost and conditions
For the Navikom Viko 20 the type of boat is not defined in our data, and no further models of the brand are on record. The model is already insured within our portfolio; dimensions and engine details are not available to us and are not added by us.
When buying a used boat, disputes often arise only later, for instance with the seller or with a boatyard after a repair. For this NAMMERT also offers legal expenses cover for water sports, which can be combined with the boat and third-party liability insurance.
We insure regardless of year of build, place of purchase and previous owners, including small production runs and self-built boats. Third-party liability with a limit of indemnity of 10 to 50 million euros is the basis, and taking out cover online is possible up to a sum insured of 2.5 million euros.
What is a used Navikom Viko 20 worth?
A used Navikom Viko 20 built between 2006 and 2024 in average condition is typically worth between
€9,300 and €34,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €26,900 to €34,300 | €30,600 |
| 2023 | €27,400 to €34,900 | €31,100 |
| 2022 | €25,300 to €32,200 | €28,700 |
| 2006 | €9,300 to €11,900 | €10,600 |
Does the sum insured on your Navikom Viko 20 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does insurance help in a dispute after a used purchase?
For the Navikom Viko 20: For that there is the legal expenses cover for water sports that NAMMERT
also offers.
It applies for instance in disputes after buying a used boat or with a boatyard.
Are previous owners or the place of purchase an obstacle?
No, not for the Navikom Viko 20 either: We insure regardless of year of build,
place of purchase and previous owners.
Small production runs and self-built boats can also be insured with NAMMERT.
Navikom Viko 20 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
