Insuring Navikom: cover and premium
boats of various types
Navikom builds boats of various types. NAMMERT insures a Navikom regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Navikom; cover, cost and conditions
The sum insured covers more than the hull: electronics, sails and equipment should appear in the schedule so that the agreed value reflects the whole boat. With the Viko sailing boats from Navikom, built since 2002, this is particularly worth looking at, because in a total loss the agreed value is indemnified with no deduction for depreciation (new for old).
With 42 documented model ranges, the programme extends from the Viko 20 through the Viko S 26 to the Viko S 35, plus the Amaco 210 motor boat, and many ranges are still in production today. Whether you buy new or second hand makes no difference to taking out the policy: online it works up to a sum insured of 2.5 million euros.
A Viko 20 is already sailing in our own portfolio. For the premium of the sailing boats, sail area, value, year of construction and cruising range count, and with the Amaco 210 the engine power, while the brand does not enter into it. Club races are included from Basis-Plus upwards, and races with scoring status are declared when the policy is taken out.
Questions and answers
Frequent questions
Does the electronics of my Viko S 30 have to be included in the sum insured?
For Navikom: It should be: only what appears in the schedule is reflected in the agreed value.
State the electronics and equipment with their value,
and they become part of the indemnity with no deduction for depreciation (new for old).
Are club races with a Navikom Viko covered?
Yes, for Navikom too: from the Basis-Plus tariff level upwards.
Races with scoring status are declared when the policy is taken out so that the contract records
the race use correctly.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from Navikom: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a Navikom, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a Navikom: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Navikom.
Current wind force and direction for your waters are shown on the Home.
Series by Navikom, build years and cover
Navikom Amaco 210 is a motorboat from Navikom, built since 2003.
Navikom Viko 20 is a sailing boat from Navikom, built since 2002.
Also a sailing boat, built since 2007.
Also a sailing boat, built since 2003.
Also a sailing boat, built since 2002.
Navikom Viko S 21 is a sailing yacht from Navikom, built since 2012.
Navikom Viko S 22 is a sailing boat from Navikom, built since 2010.
Also a sailing yacht, built since 2013.
Also a sailing yacht, built since 2009.
Also a sailing yacht, built since 2016.
Deltania 20.5 S is a sailing boat from Navikom, built from 2003 to 2015.
Deltania 21 is a sailing boat from Navikom, built from 2009 to 2015.
Also a sailing boat, built from 2000 to 2014.
Also a sailing boat, built from 2003 to 2013.
Also a sailing boat, built from 2004 to 2013.
Also a sailing boat, built from 2004 to 2012.
Deltania 24 S / Unna 24 S is a sailing boat from Navikom, built from 2003 to 2012.
Deltania 27 Deckssalon is a sailing yacht from Navikom, built from 2002 to 2012.
Viko 22 is a sailing boat from Navikom, built from 2002 to 2012.
Viko 33 is a sailing yacht from Navikom, built from 2002 to 2012.
Deltania 28 S is a sailing yacht from Navikom, built from 2003 to 2010.
Also a sailing yacht, built from 2003 to 2010.
Venus 22 is a sailing boat from Navikom, built from 1977 to 1996.
Conrad 600 is a sailing boat from Navikom, built from 1989 to 1995.
Also a sailing boat, built from 1977 to 1991.
Also a sailing boat, built from 1975 to 1988.
El Bimbo is a sailing boat from Navikom, built from 1977 to 1984.
Kormoran M is a motorboat from Navikom, built from 1977 to 1984.
Kormoran S is a sailing boat from Navikom, built from 1977 to 1984.
Masuren is a motorboat from Navikom, built from 1977 to 1984.
Nash 20 is a sailing boat from Navikom, built from 1977 to 1984.
Antares is a sailing yacht from Navikom, built from 1967 to 1982.
Orion is a sailing yacht from Navikom, built from 1967 to 1980.
Saphir is a sailing yacht from Navikom, built from 1966 to 1980.
Capella is a sailing boat from Navikom, built from 1965 to 1979.
Taurus is a sailing yacht from Navikom, built from 1968 to 1979.
Arcturus II is a sailing yacht from Navikom, built from 1970 to 1977.
Enif is a sailing yacht from Navikom, built from 1967 to 1977.
Motorsegler 14,00 is a sailing yacht from Navikom, built from 1965 to 1977.
Also a sailing yacht, built from 1971 to 1977.
As the Navikom Amaco 210, Navikom Viko 20,
Navikom Viko 23 by Navikom and 7 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the Deltania 20.5 S, Deltania 21,
Deltania 20 by Navikom and 9 more series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Venus 22, Conrad 600, Venus by Navikom and 14 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Navikom Amaco 210, Kormoran M, Masuren by Navikom series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Navikom Viko 20, Navikom Viko 23, Navikom Viko 25 by Navikom and further series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
For the Navikom Viko S 21, Navikom Viko S 26, Navikom Viko S 30 by Navikom and further series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
The Navikom range in figures
These figures come from the model records we keep for Navikom: boat type, build years and length,
nothing estimated.
- sailing boat
- 21 models, since 1965, mostly 6 to 7.5 m
- sailing yacht
- 16 models, since 1965, mostly 8.5 to 14 m
- motorboat
- 3 models, since 1977, 3.1 to 6.1 m
Which model was built when?
What does a used Navikom cost?
We hold today’s price ranges by year for 16 models by Navikom.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Capella | 1968 to 1976 | €9,600 to €12,600 |
| Deltania 20 | 2003 to 2011 | €9,400 to €13,300 |
| Deltania 24 S / Unna 24 S | 2006 to 2009 | €18,800 to €25,100 |
| Deltania 27 Deckssalon | 2005 to 2009 | €24,300 to €33,300 |
| Deltania 31 S | 2006 to 2007 | €38,000 to €49,300 |
| Motorsegler 14,00 | 1968 to 1974 | €73,100 to €95,000 |
| Nash 20 | 1980 | €4,300 to €5,500 |
| Navikom Amaco 210 | 2017 to 2024 | €25,800 to €55,000 |
| Navikom Viko 20 | 2006 to 2024 | €9,300 to €34,900 |
| Navikom Viko 23 | 2014 | €17,500 to €22,300 |
| Navikom Viko 25 | 2006 to 2024 | €17,500 to €58,600 |
| Navikom Viko 27 | 2010 to 2024 | €23,500 to €75,400 |
| Navikom Viko S 21 | 2022 to 2024 | €31,900 to €45,300 |
| Navikom Viko S 22 | 2013 to 2024 | €17,100 to €50,700 |
| Navikom Viko S 30 | 2017 to 2024 | €40,300 to €101,500 |
| Venus | 1987 | €7,700 to €9,800 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Navikom we insure
Each Navikom model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Navikom insured in five minutes.
Boat type, year built, length and value of your Navikom are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
