Insuring Ostrada: cover and premium
boats of various types
Ostrada builds boats of various types. NAMMERT insures a Ostrada regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
boats of various types
Typical sizes
varies by model
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Ostrada; cover, cost and conditions
When buying a used boat, the replacement value is the most important figure for the contract. The Atol model ranges from Ostrada were built between 1994 and 2007, since then the boats have changed owner as used boats. Set the sum insured at the current replacement value, because it is agreed as an agreed value.
Alongside motor boats such as the Atol 400 to Atol 550, the programme also included sailing boats with the Majestic sailing boats and the Fortuna 31 BM, 22 model ranges in total. An Atol 485 and an Atol 550 WA are already sailing in our own portfolio. The premium is based on type of boat, value, year of construction, engine output or sail area and cruising range.
In the event of a claim, full hull cover pays compensation with no deduction for depreciation ("new for old"), in the Premium tariff with no age limit. The cover applies with no time window and no night clause, also in winter storage, during craning, launching and on the transport route; a boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
What should I base the sum insured for a used Atol on?
For Ostrada: On the current replacement value, not on the earlier new price.
The sum is agreed as an agreed value and, in the case of a total loss,
is replaced with no deduction for depreciation ("new for old").
An Atol 485 and an Atol 550 WA are already sailing in our portfolio.
Do different rules apply to the Majestic sailing boats than to the Atol motor boats?
For Ostrada: The principle is the same, only the factors differ:
with a sailing boat the sail area goes into the premium, with a motor boat the engine output,
in each case together with value, year of construction and cruising range.
The cover that fits
boat insurance
Tariffs, cover and FAQ for boat insurance in detail.
Third-party liability
The foundation for a boat from Ostrada: damage to third parties, worldwide,
from €39 a year for a sailing boat, from €49 for a motorboat.
Hull cover
Partial or full hull cover for a Ostrada, at replacement value with an agreed fixed value.
For the whole class of boat
Insuring a Ostrada: what matters depends less on the brand than on engine output,
how a claim is settled and the waters you sail.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Ostrada.
Current wind force and direction for your waters are shown on the Home.
Series by Ostrada, build years and cover
Atol 550 is a motorboat from Ostrada, built from 1995 to 2007.
Fortuna 31 BM is a sailing yacht from Ostrada, built from 2001 to 2007.
Atol 400 Open is a motorboat from Ostrada, built from 1995 to 2006.
Also a motorboat, built from 1996 to 2006.
Also a motorboat, built from 1994 to 2006.
Also a motorboat, built from 2000 to 2006.
Majestic 20 Joy is a sailing boat from Ostrada, built from 1999 to 2006.
Majestic 24 Weekend is a sailing boat from Ostrada, built from 1996 to 2006.
Also a motorboat, built from 1998 to 2005.
Also a motorboat, built from 1997 to 2005.
Atol 485 HT is a motorboat from Ostrada, built from 1998 to 2005.
Also a motorboat, built from 1998 to 2005.
Atol 550 WA is a motorboat from Ostrada, built from 1997 to 2005.
Also a motorboat, built from 1995 to 2003.
Also a motorboat, built from 1995 to 2002.
Also a motorboat, built from 1996 to 2002.
Kormoran is a motorboat from Ostrada, built from 1994 to 2002.
Atol 310 is a sailing boat from Ostrada, built from 1995 to 2001.
Atol 380 F is a motorboat from Ostrada, built from 1995 to 2001.
Atol 400 OF is a motorboat from Ostrada, built from 1995 to 2001.
Atol 400 S is a motorboat from Ostrada, built from 1995 to 2001.
Also a motorboat, built from 1995 to 2001.
For the Atol 550, Fortuna 31 BM,
Atol 400 Open by Ostrada and 19 more series the market value and the replacement cost often differ
widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
For the Atol 550, Atol 400 Open, Atol 440 by Ostrada and further series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
For the Fortuna 31 BM by Ostrada series:
On sailing yachts the rig and the underwater hull are the expensive parts:
a dismasting quickly costs a quarter of the boat,
and osmosis counts as wear and is covered by no hull policy.
For the Majestic 20 Joy, Majestic 24 Weekend, Atol 310 by Ostrada series:
On boats this size the condition of rig and fittings decides.
A dismasting is covered, worn terminals after years are not.
The Ostrada range in figures
These figures come from the model records we keep for Ostrada: boat type, build years and length,
nothing estimated.
- motorboat
- 18 models, 1994 to 2007, mostly 3.9 to 6.2 m
- sailing boat
- 3 models, 1995 to 2006, 3.1 to 7.3 m
- sailing yacht
- 1 model, 2001 to 2007, 9.5 m
Which model was built when?
What does a used Ostrada cost?
We hold today’s price ranges by year for 13 models by Ostrada.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Atol 310 | 1998 | €1,100 to €1,400 |
| Atol 400 | 2001 to 2002 | €5,200 to €6,900 |
| Atol 400 Open | 2000 to 2003 | €4,300 to €7,200 |
| Atol 440 | 2000 to 2003 | €5,500 to €8,900 |
| Atol 470 | 2000 to 2002 | €7,900 to €10,800 |
| Atol 475 | 2000 | €5,600 to €7,100 |
| Atol 485 | 2000 to 2003 | €5,600 to €8,600 |
| Atol 485 HT | 2001 to 2002 | €9,100 to €11,900 |
| Atol 510 | 2001 to 2002 | €10,600 to €13,900 |
| Atol 525 | 2003 | €7,800 to €9,900 |
| Atol 550 | 2000 to 2004 | €8,000 to €10,700 |
| Atol 550 WA | 2000 to 2002 | €11,600 to €15,600 |
| Fortuna 31 BM | 2004 | €41,100 to €52,300 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Ostrada we insure
Each Ostrada model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Ostrada insured in five minutes.
Boat type, year built, length and value of your Ostrada are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
