Insuring Polar Bird: cover and premium

boats of various types

Polar Bird builds boats of various types. NAMMERT insures a Polar Bird regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

various

Class

boats of various types

Typical sizes

varies by model

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Worth knowing

Polar Bird; cover, cost and conditions

Polar Bird has eight model ranges, divided into the Eagle models PB 380 E to PB 450 E and the Merlin models PB 320 M to PB 385 M. These are inflatable boats, built since 2017 and since 2018 respectively and still today. For small boats too the rule applies: none should go on the water without third-party liability.

Third-party liability is the basis of every contract at NAMMERT and, depending on the tariff level, provides a limit of indemnity of 10 to 50 million euros. It bears damage to other boats, to jetties and to persons. Limited hull cover and full hull cover can be built on top of it, depending on the value of the boat.

Limited hull cover includes fire, storm, lightning strike, theft of the entire boat and damage in winter storage. Full hull cover adds collision, grounding, vandalism and theft of parts including the outboard. The trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.

Questions and answers

Frequent questions

Why does third-party liability come first in the contract?

For Polar Bird: It covers damage to third parties and,

with a limit of indemnity of 10 to 50 million euros, is the foundation.

Limited hull cover and full hull cover are added depending on the value of the boat.

Can an inflatable boat also be covered by hull insurance?

Yes, for Polar Bird too: Limited hull cover and full hull cover are available regardless of the

type of boat.

The premium depends on type of boat, value, year of construction, engine power and cruising range.

The cover that fits

Insuring a Polar Bird: what matters depends less on the brand than on engine output,

how a claim is settled and the waters you sail.

Insuring boats of every class

Other builders in this class

Orizon Ostrada Peereboom Pegazus Performance Performance Sailcraft Pfeil Phantom Piranha Plastimo Plasto Platinga Polen Poseidon Powerboat Pphu Solarsky Proficiat Prout Qingdao Shunyu Yacht Quorning Qwest Rancraft Raptor Rascala

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Polar Bird.

Current wind force and direction for your waters are shown on the Home.