Insuring Proficiat: cover and premium

boats of various types

Proficiat builds boats of various types. NAMMERT insures a Proficiat regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Origin

various

Class

boats of various types

Typical sizes

varies by model

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Worth knowing

Proficiat; cover, cost and conditions

Fifty-four ranges are recorded for Proficiat, among them the models Excellent 1050, Excellent 1100, Retro 1010, Retro 1100 and My Boat, with construction periods between 2000 and 2016. No overall type of boat is defined in our data, and for a large proportion of the ranges no individual details are available.

What counts for the contract is the individual boat: the type of boat, the value, the year of construction, the propulsion or the sail area and the cruising range produce the premium; the brand itself does not enter into the calculation. Third-party liability with a limit of indemnity of 10 to 50 million euros forms the basis, graded across Basis, Basis-Plus and Premium.

For ranges whose production dates back further, the agreed value governs which amount applies in the event of a claim. The settlement is made with no deduction for depreciation, in the Premium tariff with no age limit. We insure regardless of year of construction, place of purchase and previous owners, even where there were several changes of owner in the past.

Questions and answers

Frequent questions

What does the agreed value mean in the contract?

For Proficiat: The value of the boat is settled when the policy is taken out and applies in a hull

claim.

No deduction for depreciation takes place, in the Premium tariff with no age limit for the boat.

When should the agreed value be reviewed?

For Proficiat: Whenever the equipment or the value changes.

With ranges such as the Excellent 1050, built until 2016,

conversions and retrofits occur regularly over the years.

The cover that fits

Insuring a Proficiat: what matters depends less on the brand than on engine output,

how a claim is settled and the waters you sail.

Insuring boats of every class

Other builders in this class

Performance Sailcraft Pfeil Phantom Piranha Plastimo Plasto Platinga Polar Bird Polen Poseidon Powerboat Pphu Solarsky Prout Qingdao Shunyu Yacht Quorning Qwest Rancraft Raptor Rascala Raven Rawell REAGL Marine Industries Rebell Relcraft

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).

Registration

Registration from 3 hp; for trips abroad carry the boat certificate or flag document.

Waters

Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.

Equipment

Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.

Cruising range

The agreed cruising range is stated in the policy and can be extended at any time.

Weather

Check wind force in Beaufort and wind direction before casting off, and allow for gusts.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Proficiat.

Current wind force and direction for your waters are shown on the Home.

Series by Proficiat, build years and cover

Proficiat Excellent 1050

Proficiat Excellent 1050 is a motor yacht from Proficiat, built from 2001 to 2016.

Proficiat My Boat

Proficiat My Boat is a motor yacht from Proficiat, built from 2000 to 2016.

Proficiat Retro 1100

Proficiat Retro 1100 is a motor yacht from Proficiat, built from 2003 to 2013.

Proficiat Excellent 1100

Also a motor yacht, built from 2002 to 2012.

Proficiat Excellent 1175