Ostrada Atol 485 insurance: calculate your premium
Model page, insured as a boat
We insure the Ostrada Atol 485 as a boat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Ostrada Atol 485: cover, cost and conditions
For the Ostrada Atol 485 a model range from 1994 to 2006 is recorded; the type of boat of the model itself is not defined in our data. The model is already sailing in our portfolio. We insure regardless of year of construction, place of purchase and previous owners, so the recorded production period is no ground for exclusion.
First, the agreed value: it sets the value when cover is taken out, indemnity is granted with no deduction for depreciation, and in the Premium tariff without any age limit. Second, legal expenses cover for water sports, which we also offer. It applies in disputes after buying a used boat or with a shipyard.
Year of construction, place of purchase and previous owners are no ground for exclusion for us; we insure regardless of them. Third-party liability with a limit of indemnity of 10 to 50 million euros remains the foundation. One further model of the Ostrada brand is recorded with us.
What is a used Ostrada Atol 485 worth?
A used Ostrada Atol 485 built between 2000 and 2003 in average condition is typically worth
between €5,600 and €8,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2003 | €6,800 to €8,600 | €7,700 |
| 2002 | €6,300 to €8,100 | €7,200 |
| 2001 | €6,200 to €7,800 | €7,000 |
| 2000 | €5,600 to €7,100 | €6,300 |
Does the sum insured on your Ostrada Atol 485 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is legal expenses cover worthwhile when buying used?
For the Ostrada Atol 485: It is the usual case:
a dispute after buying a used boat or with a shipyard.
We also offer legal expenses cover for water sports in addition to the boat insurance.
Is a boat from the nineties insurable?
Yes, for the Ostrada Atol 485 too: we insure regardless of year of construction,
place of purchase and previous owners.
The value is arranged through the agreed value, and in the Premium tariff without any age limit.
Other models by this make
Ostrada Atol 485 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.