Ovington Phantom insurance: calculate your premium
Model page, insured as a sailing dinghy
We insure the Ovington Phantom as a sailing dinghy, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
sailing dinghy
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
Manufacturer figures for the Ovington Phantom, 2026 model year; your own papers count.
Ovington Phantom: cover, cost and conditions
Ovington Phantom: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Ovington Phantom: Dinghies are trailed and stored ashore, and that is where most damage happens: rigging and unrigging, strapping down, winter storage. Rig, sails and trapeze gear belong in the sum insured; they often outweigh the hull.
What does cover for a Ovington Phantom cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Ovington Phantom with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Ovington Phantom worth?
A used Ovington Phantom built between 2009 and 2024 in average condition is typically worth
between €4,400 and €15,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €11,700 to €14,900 | €13,300 |
| 2023 | €11,800 to €15,000 | €13,400 |
| 2022 | €10,600 to €13,500 | €12,100 |
| 2021 | €10,200 to €13,000 | €11,600 |
| 2020 | €9,100 to €11,500 | €10,300 |
| 2019 | €8,600 to €11,000 | €9,800 |
| 2018 | €8,300 to €10,500 | €9,400 |
| 2017 | €7,700 to €9,800 | €8,700 |
| 2016 | €6,900 to €8,900 | €7,900 |
| 2015 | €6,900 to €8,800 | €7,900 |
| 2014 | €6,700 to €8,500 | €7,600 |
| 2013 | €6,000 to €7,600 | €6,800 |
| 2012 | €5,600 to €7,100 | €6,300 |
| 2011 | €5,600 to €7,100 | €6,300 |
| 2010 | €5,600 to €7,100 | €6,300 |
| 2009 | €4,400 to €5,600 | €5,000 |
Does the sum insured on your Ovington Phantom still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Ovington Phantom?
Yes.
Neither the make nor the model decides whether the Ovington Phantom is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Ovington Phantom cost?
For the Ovington Phantom: Cover starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Ovington Phantom vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Ovington Phantom is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Ovington Phantom free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Ovington Phantom insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
