Pegazus 450 insurance: calculate your premium
Model page, insured as a boat
The Pegazus 450 is insurable with us as a boat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Pegazus 450: cover, cost and conditions
For the Pegazus 450 the type of boat is not defined, and dimensions, engine and production period are not recorded either. The model is covered within our portfolio, and one further model of the brand is recorded. The number in the name is a type designation, not a measurement.
That is why during the application we ask what is actually there: value, year of construction, propulsion and cruising range. The premium is derived from these figures, never from brand or model name. This also holds where little data is recorded for an entry.
Third-party liability with a limit of indemnity of 10 to 50 million euros is the basis of every policy, graded into Basis, Basis-Plus and Premium. Limited and full hull cover build on that, the boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover also applies in winter storage and while in transit. You can add it to the hull cover for a premium.
What is a used Pegazus 450 worth?
A used Pegazus 450 built between 2017 and 2024 in average condition is typically worth between
€10,100 and €24,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €14,200 to €18,100 | €16,100 |
| 2023 | €18,900 to €24,100 | €21,500 |
| 2022 | €17,800 to €22,600 | €20,200 |
| 2021 | €12,600 to €16,000 | €14,300 |
| 2020 | €11,600 to €14,800 | €13,200 |
| 2019 | €11,600 to €14,800 | €13,200 |
| 2018 | €10,900 to €13,900 | €12,400 |
| 2017 | €10,100 to €12,900 | €11,500 |
Does the sum insured on your Pegazus 450 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does the number in the model name say anything about the length?
No, not for the Pegazus 450 either:
Numbers in the model name are type designations used by the shipyard, not measurements.
What counts for the policy is the actual length from your papers.
How high is the limit of indemnity in the third-party liability cover?
For the Pegazus 450: Depending on the tariff level, between 10 and 50 million euros.
Basis, Basis-Plus and Premium differ in the amount and the scope of the cover.
Other models by this make
Pegazus 450 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
