Polaris Beta insurance: calculate your premium
Model page, insured as a jet ski
We insure the Polaris Beta as a jet ski, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Polaris Beta: cover, cost and conditions
The Polaris Beta is listed with us as a jet ski and sails within our portfolio. Further models of this brand are not recorded with us, and we also do not keep our own details on dimensions or propulsion on record. For the contract, solely the data from your documents counts.
On the water, personal watercraft are often out where there are many other boats and swimmers. That is why third-party liability comes first. It bears damage that you cause to others, with a limit of indemnity of 10 to 50 million euros depending on the tariff level.
Available are Basis, Basis-Plus and Premium. On top of these, limited hull cover with fire, storm, lightning strike and theft of the entire craft can be built, as well as full hull cover with an agreed value, collision, grounding, vandalism and theft of parts.
What is a used Polaris Beta worth?
A used Polaris Beta built between 1975 and 1997 in average condition is typically worth between
€7,700 and €19,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1997 | €15,200 to €19,400 | €17,300 |
| 1996 | €15,200 to €19,400 | €17,300 |
| 1995 | €15,100 to €19,200 | €17,200 |
| 1988 | €10,100 to €12,800 | €11,400 |
| 1987 | €9,700 to €12,400 | €11,000 |
| 1986 | €9,400 to €12,000 | €10,700 |
| 1985 | €9,100 to €11,700 | €10,400 |
| 1984 | €8,900 to €11,300 | €10,100 |
| 1983 | €8,400 to €10,600 | €9,500 |
| 1982 | €8,100 to €10,300 | €9,200 |
| 1981 | €7,900 to €10,100 | €9,000 |
| 1980 | €7,900 to €10,000 | €8,900 |
| 1979 | €7,700 to €9,800 | €8,700 |
| 1978 | €7,700 to €9,800 | €8,700 |
| 1977 | €9,100 to €11,500 | €10,300 |
| 1976 | €9,100 to €11,500 | €10,300 |
| 1975 | €9,100 to €11,500 | €10,300 |
Does the sum insured on your Polaris Beta still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
How high should the limit of indemnity be for a jet ski?
For the Polaris Beta: We offer 10 to 50 million euros, graded according to the levels Basis,
Basis-Plus and Premium.
Anyone who sails a lot in busy waters usually chooses the higher sum.
Is vandalism at the jetty covered?
For the Polaris Beta: Vandalism and theft of parts belong to the full hull cover,
as do collision and grounding.
There is no time window and no night clause involved.
Polaris Beta insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
