Insuring Polaris Industries: cover and premium

jet skis and boards · the USA

Polaris Industries builds jet skis and boards in the USA. NAMMERT insures a Polaris regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

Calculate the premium Compare cover

At a glance

Origin

the USA

Class

jet skis and boards

Typical sizes

3 to 3,5 m

Premium from

from about €99 a year

Worth knowing

SL 650

SL 750

SL 780

SLT 700

SLTX

SLX

Virage

Virage TX

Genesis

MSX 110

MSX 140

Octane

Polaris Industries; cover, cost and conditions

Personal watercraft from the years of construction 1992 to 2004 characterise this programme: SL, SLT, SLX, Virage, Genesis, MSX and Octane, six model ranges with a length of 3 to 3.5 m. Production has ended, and every craft of this brand from the USA is used today and is valued accordingly.

With craft of this age, discussion about the current market value rarely leads anywhere. Instead we agree an agreed value and settle with no deduction for depreciation, in the Premium tier with no age limit. Full hull cover also covers collision, grounding, vandalism and theft of parts.

A craft with the designation Beta is insured with us. The trailer with which such craft are usually moved is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value; cover applies during launching, while in transit and in winter storage. Third-party liability with 10 to 50 million euros remains the basis.

Questions and answers

Frequent questions

How is a personal watercraft from the nineties valued?

For Polaris: Through an agreed value settled when the policy is taken out.

In the event of a claim, settlement follows this agreed value,

with no deduction for depreciation and, in the Premium tier, with no age limit.

Is transport on the trailer covered as well?

For Polaris: The trailer is covered by the third-party liability at no extra premium from

Basis-Plus, provided it is named in the application with its value,

and cover applies while in transit, during launching, during craning and in winter storage.

You can add it to the hull cover for a premium.

There is no time window and no night clause.

The cover that fits

For Polaris: What matters for jet skis and boards is the same across every brand; engine output,

how a claim is settled, cruising range and theft protection.

The class page lists every point and every brand in this class, Polaris included.

Insuring jet skis and boards, every brand and every condition

Other builders in this class

Awake Belassi Fliteboard Honda AquaTrax Invictus JETSURF Kawasaki Jet Ski Krash Lampuga Lift Foils Manta5 Mo-Jet Radinn Roxen SaeDoo Sea-Doo Sealver Sifly Taiga Takuma Tigershark VBoats Waterwolf Waveshark

Directory of all makes from A to Z

Nautical information What counts before you cast off, papers, equipment, waters

Licence

A powerboat licence is required on almost every water.

Registration

Registration from 3 hp; an official number or boat certificate is required.

Waters

In many places only on designated areas; forbidden on Lake Constance and Bavarian waters.

Equipment

Lifejacket, kill switch with lanyard, helmet when racing; check the kill cord before every run.

Cruising range

Stay within 2 nm of the coast; proof of insurance is compulsory in Croatia, Italy and Spain.

Weather

From Beaufort 4 it gets demanding; wind against current builds a steep, short sea.

General guidance, not a complete account;

what governs are the rules of the waters you are on and the manual of your Polaris.

Current wind force and direction for your waters are shown on the Home.

Series by Polaris, with value and cover

SL 650 / 750 / 780

SL 650 / 750 / 780 is a jet ski from Polaris (the USA), built from 1992 to 2000,

and today changes hands at between €1,000 and €4,000.

SLT / SLTX / SLX

SLT / SLTX / SLX is a jet ski from Polaris (the USA), built from 1993 to 2001,

and today changes hands at between €1,000 and €5,000.

Virage / Virage TX

Virage / Virage TX is a jet ski from Polaris (the USA), built from 2000 to 2004,

and today changes hands at between €2,000 and €5,000.

Genesis / Genesis i

Genesis / Genesis i is a jet ski from Polaris (the USA), built from 1999 to 2004,

and today changes hands at between €2,000 and €6,000.

MSX 110 / 140

MSX 110 / 140 is a jet ski from Polaris (the USA), built from 2003 to 2004,

and today changes hands at between €2,000 and €6,000.

Freedom / Octane

Freedom / Octane is a jet ski from Polaris (the USA), built from 2002 to 2004,

and today changes hands at between €2,000 and €5,000.

What this means for the cover

For the SL 650 / 750 / 780 by Polaris series there is no list price left.

That is why we work with an agreed value: you state the figure, we agree it,

and in a total loss exactly that amount is paid, with no deduction for wear.

For the SLT / SLTX / SLX, Virage / Virage TX,

Genesis / Genesis i by Polaris and 2 more series the market value and the replacement cost often

differ widely.

An agreed value removes the age-based scale, and the figure in the policy stands.

For the SL 650 / 750 / 780, SLT / SLTX / SLX, Virage / Virage TX by Polaris and further series:

On a jet ski theft cover and engine output matter.

We write them with and without an immobiliser and with no age limit on the craft.

All series at a glance

The Polaris range in figures

These figures come from the model records we keep for Polaris: boat type, build years and length,

nothing estimated.

motorboat: 131 models, since 1965, mostly 4.6 to 6.4 m
motor yacht: 45 models, 1964 to 2000, mostly 7.7 to 12.5 m
jet ski: 20 models, 1991 to 2005, mostly 2.7 to 3.3 m
sailing yacht: 1 model, 1993 to 2000, 7.7 m

Which model was built when?

Sailing boat Motorboat RIBEach bar is one Polaris model, running from its first to its last year of build. The colour shows the type of boat. Showing 24 of 197 models.

What does a used Polaris cost?

We hold today’s price ranges by year for 188 models by Polaris.

The table shows what boats in average condition are worth,

from the oldest to the youngest year on record.

Choose your exact model, year and condition in the calculator.

Model	Years built	Range today
Caravelle	1968 to 1969	€25,500 to €32,500
Daycruiser 22	1968 to 1969	€22,100 to €28,100
Enduro 1100	1997	€55,300 to €70,300
Enduro 1200	1988 to 1995	€49,600 to €89,800
Enduro 1200 FLY	1994 to 1995	€66,700 to €89,900
Enduro 1300	1994 to 1995	€71,400 to €95,900
Enduro 1300 FLY	1994 to 1997	€75,900 to €112,000
Enduro 1500	1994 to 1997	€43,700 to €169,500
Fisherman III	1978 to 1979	€16,200 to €20,600
Genesis	2000 to 2001	€3,200 to €4,400
Genesis FFI	2000	€3,200 to €4,100
Genesis i	2001	€2,900 to €3,700
Glider 22	1968 to 1971	€10,600 to €17,800
Hooveld 1000 AC	1991	€35,700 to €45,500
Hooveld 850 OK	1986 to 1987	€14,500 to €20,300
Hooveld 950 AK	1986 to 1987	€24,500 to €33,200
Hurricane	1997	€900 to €1,100
Marathon 1250	1976 to 1977	€35,800 to €45,600
Marathon 800	1978 to 1979	€14,600 to €18,600
Menorca 21	1993	€21,100 to €26,800
Polar 17	1973 to 1974	€10,000 to €12,900
Polar 20	1975 to 1994	€5,000 to €13,300
Polar 22	1970 to 1974	€6,000 to €8,400
Polar 25	1980 to 1983	€10,400 to €14,300
Polar 29	1976 to 1985	€14,400 to €22,000
Polar 290 Monaco	1991 to 1995	€32,100 to €46,300
Polar 770	1982 to 1994	€12,800 to €19,600
Polar 820 Express	1987 to 1992	€26,700 to €37,700
Polar Explorer	1985 to 1994	€14,600 to €23,200
Polar Explorer HT	1993 to 1994	€26,400 to €34,900
Polarcraft 1760 Outfitter	2018 to 2019	€22,700 to €30,300
Polaris 22	1969 to 1974	€16,900 to €25,200
Polaris 25	1969 to 1979	€17,900 to €26,200
Polaris 28	1971 to 1972	€12,000 to €15,500
Polaris 33	1969 to 1972	€15,400 to €21,000
Polaris 36	1967 to 1978	€28,300 to €43,900
Polaris 40	1974 to 1975	€36,400 to €46,300
Polaris 770	1969 to 1980	€9,300 to €14,100
Polaris 770 AK	1973 to 1975	€8,900 to €11,500
Polaris Alpha	1974 to 1980	€8,100 to €10,700
Polaris Amazone	1971 to 1982	€12,000 to €17,600
Polaris Amazone 26	1970 to 1972	€12,500 to €17,100
Polaris Beta	1975 to 1997	€7,700 to €19,400
Polaris Beta S	1985 to 1987	€9,200 to €12,100
Polaris Delta	1976 to 1978	€22,400 to €30,700
Polaris Delta	1976 to 1979	€29,400 to €37,400
Polaris Hooveld 1000 AK	1994 to 1995	€36,200 to €48,600
Polaris Hooveld 1000 OK	1994 to 1995	€35,400 to €47,600
Polaris Hooveld 1100 AK	1994 to 1995	€45,300 to €60,400
Polaris Hooveld 1100 OK	1994 to 1995	€44,700 to €59,600
Polaris Manta	1978 to 1995	€12,100 to €29,500
Polaris Manta S	1985 to 1987	€14,800 to €21,600
Polaris Monaco	1971 to 1980	€10,800 to €14,500
Polaris Viva	1977 to 1980	€7,400 to €9,900
Polaris-Hooveld 1000 AK	1994 to 1995	€35,700 to €48,100
Polaris-Hooveld 1000 OK	1994 to 1995	€35,400 to €47,600
Polaris-Hooveld 1100 AK	1994 to 1995	€44,700 to €59,600
Polaris-Hooveld 1100 OK	1994 to 1995	€44,700 to €59,600
Polarkraft 160 SC	2015	€15,200 to €19,400
Polarkraft 162 MV SC	2010 to 2013	€12,900 to €17,800
Polarkraft 162 MV SS	2010 to 2014	€11,400 to €15,700
Polarkraft 165 ES	2018 to 2019	€17,900 to €24,100
Polarkraft 165 FF	2018 to 2019	€20,600 to €27,600
Polarkraft 165 TX Pro	2010 to 2015	€9,700 to €13,300
Polarkraft 1654 Outfitter	2015 to 2021	€11,800 to €23,000
Polarkraft 166 SC	2015 to 2019	€18,800 to €32,600
Polarkraft 166 WT	2015 to 2019	€19,000 to €32,600
Polarkraft 1680 MV	2010 to 2014	€10,700 to €14,700
Polarkraft 1680 MV DB	2010 to 2014	€11,500 to €15,900
Polarkraft 1680 MV SE	2010 to 2014	€12,900 to €18,700
Polarkraft 170 FS	2010 to 2019	€15,000 to €36,500
Polarkraft 175 TX FF	2010 to 2019	€12,300 to €29,000
Polarkraft 1754 Outfitter	2015 to 2021	€15,400 to €26,200
Polarkraft 1760 SE	2015 to 2019	€16,800 to €29,300
Polarkraft 1780 MV	2010 to 2014	€13,200 to €19,100
Polarkraft 1780 MV SE	2010 to 2014	€13,900 to €20,000
Polarkraft 182 MV FF	2010 to 2014	€13,200 to €17,900
Polarkraft 185 FS	2017 to 2019	€26,500 to €43,000
Polarkraft 1860 Outfitter	2015 to 2021	€16,500 to €32,400
Polarkraft 1886 MV	2010 to 2014	€14,400 to €20,500
Polarkraft 1886 MV CC	2010 to 2014	€15,900 to €22,700
Polarkraft 1886 MV SE	2010 to 2014	€15,900 to €22,800
Polarkraft 190 Bay	2019 to 2024	€24,200 to €68,200
Polarkraft 190 FS	2015	€26,500 to €33,700
Polarkraft 190 WT	2015	€26,500 to €33,700
Polarkraft 2072 X	2015	€23,600 to €30,000
Polarkraft 2072 X-20	2016 to 2017	€25,800 to €37,700
Polarkraft 2072 X-20 Outfitter	2016 to 2019	€25,800 to €42,800
Polarkraft 2072 X-25	2016 to 2017	€25,800 to €35,000
Polarkraft 2072 X-25 Outfitter	2016 to 2017	€25,800 to €35,000
Polarkraft 2072 XCC	2015 to 2019	€26,100 to €49,800
Polarkraft 2072 XSE 25	2015 to 2019	€26,100 to €49,800
Polarkraft 2072 XSE 25	2016 to 2017	€28,600 to €38,200
Polarkraft 2096 MV X	2010 to 2014	€19,900 to €29,200
Polarkraft 2096 MV XCC	2010 to 2014	€21,400 to €31,500
Polarkraft 210 Bay	2019 to 2021	€33,000 to €47,500
Polarkraft Bass TX 165	2020 to 2024	€22,400 to €42,000
Polarkraft Bass TX 175 C	2020 to 2024	€26,400 to €50,400
Polarkraft Bass TX 195 C Pro	2019 to 2024	€33,500 to €82,900
Polarkraft Bass TX 195 Pro	2016 to 2024	€26,000 to €88,300
Polarkraft Bass TX175 Pro	2010 to 2019	€12,300 to €32,100
Polarkraft Dakota 1460	2015 to 2024	€7,400 to €32,900
Polarkraft Dakota 1470	2015 to 2024	€7,700 to €33,400
Polarkraft Dakota 1670	2015 to 2024	€8,800 to €38,700
Polarkraft Frontier 165 SC	2010 to 2024	€12,000 to €63,500
Polarkraft Frontier 165 WT	2020 to 2024	€25,800 to €49,800
Polarkraft Frontier 179 SC	2015 to 2024	€20,200 to €75,600
Polarkraft Frontier 179 WT	2015 to 2024	€20,300 to €69,700
Polarkraft Frontier 179 WT Jump	2020 to 2024	€31,600 to €63,100
Polarkraft Frontier 189 WT	2015 to 2024	€24,100 to €74,700
Polarkraft Frontier 189 WT Jump	2020 to 2024	€34,500 to €67,600
Polarkraft J 1236 LW	2015	€5,600 to €7,100
Polarkraft J 1648 LW	2015 to 2017	€9,000 to €12,100
Polarkraft Jon DKJ 1436	2015 to 2024	€7,200 to €33,000
Polarkraft Jon DKJ 1448	2015 to 2024	€7,000 to €35,500
Polarkraft Jon DKJ 1648	2020 to 2024	€11,700 to €25,400
Polarkraft Jon DKMV 1448	2015 to 2024	€7,300 to €33,600
Polarkraft Jon DKMV 1648	2015 to 2024	€8,800 to €39,900
Polarkraft Kodiak 185 Pro	2019 to 2024	€34,100 to €82,500
Polarkraft Kodiak 200 Pro	2015 to 2024	€28,100 to €91,500

Estimate my boat

Estimate from our boat records, October 2026.

Not a survey.

Models by Polaris we insure

Each Polaris model has its own page with cover, cost and the points that matter for that boat.

Your model not listed?

We insure it all the same.

Polaris Beta

Personal watercraft carving a turn with a plume of spray

Polaris insured in five minutes.

Boat type, year built, length and value of your Polaris are all we need.

Work out the premium online or call us: +49 3375 29 12 77.

Open the online calculator Talk to a person