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Insuring Kawasaki Jet Ski: cover and premium
jet skis and boards · Japan
Kawasaki Jet Ski builds jet skis and boards in Japan. NAMMERT insures a Kawasaki Jet Ski regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Japan
Class
jet skis and boards
Typical sizes
2,5 to 3,5 m
Premium from
from about €99 a year
Worth knowing
Kawasaki Jet Ski; cover, cost and conditions
Kawasaki coined the term Jet Ski, and the brand is so well known that today it counts as a generic name for personal watercraft. The programme runs from the STX through the Ultra with a supercharged engine to the SX-R as a stand-up craft. With the Ultra range the power output counts, with the SX-R the way it is used.
For Kawasaki too the following applies: private personal liability insurance excludes personal watercraft. Our jet ski third-party liability starts at around 99 euros a year, and the hull insurance comes without any requirement for an immobiliser and without a night clause. For a fitted GPS or Bluetooth tracking device there is a ten per cent discount on the hull insurance; look for a model with an emergency power supply, because experienced offenders search for the device and disconnect it.
With the Ultra models, top speed is often the obstacle. We also insure fast craft, including racing cover for training and competition. Trailer and pontoon are covered as well, the trailer at no extra premium in the third-party liability from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. As for the paperwork: registration marks and licences depend on power output and waters, not on the brand.
The two-strokes of the eighties and nineties are strongly represented in our portfolio: the JS 440 and 550, the 650 SX, the 750 SXi and SXi Pro, plus the 900 and 1100 ZXi. These craft cost little but hold their collector value, and a well kept stand-up craft fetches more on the market than a depreciated value calculation produces. Agree the agreed value. Spare parts for the two-strokes come mainly from the second-hand market and from the accessory trade; that makes no difference to the cover, but it does to the repair time after a claim.
Two points shape the claims history on the older models. Engine damage from wear or from a mixture set too lean is not a hull insurance claim, but water ingress after a capsize or foreign objects being drawn in after a collision is. And for transport the following applies: the trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and theft from the trailer is the most frequent total loss on jet skis. You can add it to the hull cover for a premium.
Questions and answers
Frequent questions
Do you insure older stand-up models such as the 750 SXi?
Yes, for Kawasaki Jet Ski too: with no age limit.
Value, year of construction, power output and cruising range count for the premium and the cover.
With well kept two-strokes the agreed value is worthwhile,
because the market value lies above the depreciated value.
Do you also insure very fast models such as the Ultra?
Yes, for Kawasaki Jet Ski too: A high top speed is no reason for us to decline;
we also insure craft doing more than 100 km/h.
What does a tracker achieve?
For Kawasaki Jet Ski: A ten per cent discount on the hull insurance.
It does not prevent theft, but it increases the risk of the offender being discovered.
Choose a device with an emergency power supply and check it regularly.
The cover that fits
jet ski insurance
Tariffs, cover and FAQ for jet ski insurance in detail.
Third-party liability
The foundation for a boat from Kawasaki Jet Ski: damage to third parties, worldwide,
from about €99 a year.
Hull cover
Partial or full hull cover for a Kawasaki Jet Ski, at replacement value with an agreed fixed value.
For the whole class of boat
For Kawasaki Jet Ski: What matters for jet skis and boards is the same across every brand;
engine output, how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Kawasaki Jet Ski included.
Insuring jet skis and boards, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence is required on almost every water.
Registration
Registration from 3 hp; an official number or boat certificate is required.
Waters
In many places only on designated areas; forbidden on Lake Constance and Bavarian waters.
Equipment
Lifejacket, kill switch with lanyard, helmet when racing; check the kill cord before every run.
Cruising range
Stay within 2 nm of the coast; proof of insurance is compulsory in Croatia, Italy and Spain.
Weather
From Beaufort 4 it gets demanding; wind against current builds a steep, short sea.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Kawasaki Jet Ski.
Current wind force and direction for your waters are shown on the Home.
Series by Kawasaki Jet Ski, with value and cover
JS 440 / JS 550 (Stand-up, classic) is a jet ski from Kawasaki Jet Ski (Japan),
built from 1973 to 1996,
and today changes hands at between €1,000 and €4,000.
X-2 / X-4 (classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1986 to 2008,
and today changes hands at between €1,000 and €6,000.
650 SX (Stand-up, classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1986 to 1995,
and today changes hands at between €1,000 and €4,000.
TS / Jet Mate (classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 1989 to 1996,
and today changes hands at between €1,000 and €4,000.
750 SX / SXi / SXi Pro is a jet ski from Kawasaki Jet Ski (Japan), built from 1992 to 2002,
and today changes hands at between €1,000 and €5,000.
750 ST / STS / STX is a jet ski from Kawasaki Jet Ski (Japan), built from 1993 to 2002,
and today changes hands at between €1,000 and €5,000.
900 ZXi / 900 STX is a jet ski from Kawasaki Jet Ski (Japan), built from 1995 to 2005,
and today changes hands at between €1,000 and €5,000.
1100 ZXi / 1100 STX DI is a jet ski from Kawasaki Jet Ski (Japan), built from 1996 to 2004,
and today changes hands at between €2,000 and €6,000.
1200 STX-R is a jet ski from Kawasaki Jet Ski (Japan), built from 2002 to 2005,
and today changes hands at between €2,000 and €7,000.
SX-R 800 (Stand-up, Zweitakt) is a jet ski from Kawasaki Jet Ski (Japan), built from 2003 to 2011,
and today changes hands at between €3,000 and €9,000.
STX 12F / STX 15F is a jet ski from Kawasaki Jet Ski (Japan), built from 2003 to 2016,
and today changes hands at between €4,000 and €12,000.
Ultra 130 / 150 (classic) is a jet ski from Kawasaki Jet Ski (Japan), built from 2001 to 2006,
and today changes hands at between €3,000 and €8,000.
Ultra 250 X / 260 X / 260 LX is a jet ski from Kawasaki Jet Ski (Japan), built from 2007 to 2012,
and today changes hands at between €6,000 and €16,000.
Ultra 300 X / 300 LX is a jet ski from Kawasaki Jet Ski (Japan), built from 2011 to 2015,
and today changes hands at between €8,000 and €20,000.
Ultra LX (Saugmotor) is a jet ski from Kawasaki Jet Ski (Japan), built from 2007 to 2020,
and today changes hands at between €6,000 and €15,000.
SX-R 1500 (Stand-up, Viertakt) is a jet ski from Kawasaki Jet Ski (Japan), built since 2017,
and today changes hands at between €10,000 and €16,000.
Ultra 310 X / 310 LX / 310 R (first generation) is a jet ski from Kawasaki Jet Ski (Japan),
built from 2014 to 2023,
and today changes hands at between €12,000 and €26,000.
STX 160 / STX 160X (first generation) is a jet ski from Kawasaki Jet Ski (Japan),
built from 2020 to 2025,
and today changes hands at between €11,000 and €16,000.
STX 160 / STX 160X (neue Plattform ab 2026) is a jet ski from Kawasaki Jet Ski (Japan),
built since 2026,
and today changes hands at between €13,000 and €17,000.
Ultra 160 LX / 160 LX-S is a jet ski from Kawasaki Jet Ski (Japan), built since 2025,
and today changes hands at between €17,000 and €20,000.
Ultra 310X (neue Generation) is a jet ski from Kawasaki Jet Ski (Japan), built since 2024,
and today changes hands at between €19,000 and €22,000.
Also a jet ski, built since 2024, €20,000 to €24,000.
For the JS 440 / JS 550 (Stand-up, classic), 650 SX (Stand-up,
classic) and TS / Jet Mate (classic) by Kawasaki Jet Ski series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the X-2 / X-4 (classic), 750 SX / SXi / SXi Pro,
750 ST / STS / STX by Kawasaki Jet Ski and 11 more series the market value and the replacement
cost often differ widely.
An agreed value removes the age-based scale, and the figure in the policy stands.
As the SX-R 1500 (Stand-up, Viertakt), STX 160 / STX 160X (neue Plattform ab 2026),
Ultra 160 LX / 160 LX-S by Kawasaki Jet Ski and 2 more series are still in production,
parts are available and repair costs are predictable.
Even so, value it at replacement cost including retrofitted electronics, not at list price.
For the JS 440 / JS 550 (Stand-up, classic), X-2 / X-4 (classic), 650 SX (Stand-up,
classic) by Kawasaki Jet Ski and further series: On a jet ski theft cover and engine output matter.
We write them with and without an immobiliser and with no age limit on the craft.
The Kawasaki Jet Ski range in figures
These figures come from the model records we keep for Kawasaki Jet Ski: boat type,
build years and length, nothing estimated.
- jet ski
- 51 models, since 1972, mostly 2.2 to 3.4 m
Which model was built when?
What does a used Kawasaki Jet Ski cost?
We hold today’s price ranges by year for 50 models by Kawasaki Jet Ski.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| JS 1100 STX | 1996 to 2002 | €1,700 to €3,900 |
| JS 1100 STX D.I. | 2000 to 2004 | €1,900 to €2,900 |
| JS 1100 STX Pro | 1998 to 1999 | €1,700 to €2,100 |
| JS 1100 ZX-i Pro | 1998 | €1,200 to €1,600 |
| JS 1100 ZXI | 1997 to 2004 | €1,500 to €5,200 |
| JS 1200 STX-R | 2002 to 2005 | €2,100 to €3,300 |
| JS 1500 SX-R | 2017 to 2020 | €4,300 to €7,500 |
| JS 300 SX | 1987 to 1991 | €1,800 to €2,900 |
| JS 440 JS | 1977 to 1991 | €2,800 to €4,200 |
| JS 550 SX | 1990 to 1995 | €600 to €3,800 |
| JS 650 SX | 1987 to 1994 | €1,200 to €5,900 |
| JS 650 TS | 1989 to 1996 | €1,200 to €5,400 |
| JS 750 SX | 1992 to 1997 | €600 to €4,400 |
| JS 750 SX-i | 1995 to 1998 | €400 to €1,100 |
| JS 750 SX-i Pro | 1998 | €1,000 to €1,300 |
| JS 750 SXI Pro | 1999 to 2002 | €700 to €1,600 |
| JS 750 XI | 1997 | €1,100 to €1,300 |
| JS 750 Xi-II | 1998 | €700 to €900 |
| JS 750 ZKI | 1995 to 1997 | €700 to €1,100 |
| JS 800 SX-R | 2003 to 2009 | €1,800 to €3,700 |
| JS 900 STX | 1997 to 2007 | €2,500 to €4,800 |
| JS 900 ZKI | 1995 to 1997 | €1,400 to €2,200 |
| JS 900 ZXI | 1975 | €3,200 to €4,000 |
| JS STX-12F | 2003 to 2014 | €2,100 to €4,600 |
| JS STX-15F | 2004 to 2010 | €2,500 to €3,800 |
| JS Ultra 130 DI | 2000 to 2004 | €1,300 to €2,300 |
| JS Ultra 150 | 1999 to 2004 | €600 to €1,400 |
| JS Ultra 250 X | 2007 to 2010 | €1,900 to €2,700 |
| JS Ultra 260 X | 2009 | €9,100 to €11,600 |
| JS Ultra 300 LX | 2011 to 2014 | €8,800 to €13,900 |
| JS Ultra 300 X | 2011 to 2016 | €8,800 to €14,600 |
| JS Ultra 310 R | 2014 to 2024 | €11,200 to €29,200 |
| JS Ultra LX | 2007 to 2009 | €6,900 to €9,100 |
| JS X-2 | 1986 to 1995 | €1,000 to €10,100 |
| JS XI Sport | 1998 to 2000 | €2,100 to €3,500 |
| Kawasaki 750 ZXI | 1995 to 1996 | €700 to €1,000 |
| Kawasaki Jetski STX 160 | 2019 to 2024 | €7,300 to €14,600 |
| Kawasaki Jetski STX 160 LX | 2019 to 2024 | €7,300 to €14,600 |
| Kawasaki Jetski STX 160 X | 2019 to 2024 | €7,300 to €14,600 |
| Kawasaki Jetski SX-R | 2017 to 2024 | €4,200 to €11,100 |
| Kawasaki Jetski Ultra 160 LX | 2018 to 2024 | €11,300 to €22,200 |
| Kawasaki Jetski Ultra 310 LX | 2014 to 2024 | €11,200 to €29,200 |
| Kawasaki SC 650 | 1991 to 1995 | €1,200 to €5,000 |
| Kawasaki SS 750 | 1992 to 1997 | €1,200 to €5,800 |
| Kawasaki SS Xi 750 | 1992 to 1997 | €1,200 to €5,800 |
| Kawasaki ST 750 | 1994 to 1995 | €1,600 to €3,200 |
| Kawasaki STS | 1995 to 1999 | €1,600 to €2,600 |
| Kawasaki STX 160X | 2021 | €9,300 to €11,900 |
| Kawasaki X2 | 2005 to 2007 | €3,100 to €4,500 |
| Ultra 310 X | 2017 to 2024 | €6,000 to €29,100 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Kawasaki Jet Ski we insure
Each Kawasaki Jet Ski model has its own page with cover,
cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Kawasaki Jet Ski insured in five minutes.
Boat type, year built, length and value of your Kawasaki Jet Ski are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
