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Kawasaki Jet Ski STX 160X insurance: calculate your premium
Model page, insured as a jet ski
The Kawasaki Jet Ski STX 160X (one hundred sixty) is insurable with us as a jet ski, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
- Make
- Kawasaki Jet Ski
- Type of boat
- jet ski
- Length overall
- 3.15 m
- Built
- since 2016
Length from our boat catalogue for the 2016–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€696 a year
or €62 a month if paid monthly
Liability and hull · boat value €11,000 (market value) · built 2022 · 225 hp assumed · inland waters
Finance, example
€101 a month
Purchase price €11,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Kawasaki Jet Ski STX 160X: cover, cost and conditions
For the Kawasaki Jet Ski STX 160X (one hundred sixty) we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.
The premium for a Kawasaki Jet Ski STX 160X (one hundred sixty) starts from about €99 a year. For a Kawasaki Jet Ski STX 160X at the usual market value of €11,000 the premium is €696 a year: liability and hull in Basis-Plus, inland waters, 225 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €437, liability for €259. Tariff as of 19.10.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.
Whether bought used, brought in from abroad or ordered new, we write the Kawasaki Jet Ski STX 160X (one hundred sixty) with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.
Not to be mixed up with its sisters: this is the Kawasaki Jet Ski STX 160X,
number one hundred sixty.
What is a used Kawasaki Jet Ski STX 160X worth?
A used Kawasaki Jet Ski STX 160X built between 2019 and 2024 in average condition is typically
worth between €7,300 and €14,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €11,400 to €14,600 | €13,000 |
| 2023 | €11,400 to €14,600 | €13,000 |
| 2022 | €10,000 to €12,700 | €11,300 |
| 2021 | €9,100 to €11,500 | €10,300 |
| 2020 | €7,600 to €9,600 | €8,600 |
| 2019 | €7,300 to €9,300 | €8,300 |
List price new, model year 2026: from €15,925 (Germany). Source: kawasaki.de.
With agreed-value cover, the agreed sum counts after a total loss of your Kawasaki Jet Ski STX
160X; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 9% off the value of a Kawasaki Jet Ski STX 160X.
Boats for sale now and how we rate them
How we rate the 2 boats of the Kawasaki Jet Ski STX 160X we found for sale most recently.
2023
Germany
2026
Germany
year newer than our values
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Kawasaki Jet Ski STX 160X?
Yes.
Whether we insure the Kawasaki Jet Ski STX 160X (one hundred sixty) depends not on make or model
but on type of boat, year, value, engine output and cruising area.
What does cover for a Kawasaki Jet Ski STX 160X cost?
For the Kawasaki Jet Ski STX 160X (one hundred sixty) the premium starts from about €99 a year.
For a Kawasaki Jet Ski STX 160X at the usual market value of €11,000 the premium is €696 a year:
liability and hull in Basis-Plus, inland waters, 225 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €437, liability for €259.
Tariff as of 19.10.2026, your own boat may differ.
The online calculator shows the exact amount after a few entries,
without you leaving any contact details.
My model is spelled slightly differently, does this page still apply?
Yes.
With the Kawasaki Jet Ski STX 160X (one hundred sixty),
spelling and suffixes often differ between model years and papers.
Use the name from your documents; premium and cover follow the technical figures.
On a total loss, do I get the replacement value?
With full cover, yes.
The Kawasaki Jet Ski STX 160X (one hundred sixty) is settled at the agreed value,
in the Premium tariff with no cap and no new-for-old deduction.
Can I switch from my existing insurer?
Yes.
The old contract for your Kawasaki Jet Ski STX 160X (one hundred sixty) is cancelled by our
switching service at no cost.
You pay only after it runs out, and the switching discount stays for good.
Other models by this make
Kawasaki Jet Ski STX 160X insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
