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Kawasaki Jet Ski STX 160LX insurance: calculate your premium
Model page, insured as a jet ski
If you own a Kawasaki Jet Ski STX 160LX, you insure it with us as a jet ski, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
- Make
- Kawasaki Jet Ski
- Type of boat
- jet ski
- Length overall
- 3.15 m
- Built
- since 2016
Length from our boat catalogue for the 2016–2026 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€696 a year
or €62 a month if paid monthly
Liability and hull · boat value €11,000 (market value) · built 2022 · 225 hp assumed · inland waters
Finance, example
€101 a month
Purchase price €11,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Kawasaki Jet Ski STX 160LX: cover, cost and conditions
Five figures decide what cover for the Kawasaki Jet Ski STX 160LX costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.
For the Kawasaki Jet Ski STX 160LX the premium starts from about €99 a year. For a Kawasaki Jet Ski STX 160LX at the usual market value of €11,000 the premium is €696 a year: liability and hull in Basis-Plus, inland waters, 225 hp (assumed), hull excess €250, paid annually. Hull cover accounts for €437, liability for €259. Tariff as of 19.10.2026, your own boat may differ; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.
Berth in Germany or abroad, bought from a dealer, privately or imported: for the Kawasaki Jet Ski STX 160LX it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.
Not to be mixed up with its sisters: this is the Kawasaki Jet Ski STX 160LX,
number one hundred sixty.
What is a used Kawasaki Jet Ski STX 160LX worth?
A used Kawasaki Jet Ski STX 160LX built between 2019 and 2026 in average condition is typically
worth between €7,300 and €18,800 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2026 | €14,800 to €18,800 | €16,800 |
| 2024 | €11,400 to €14,600 | €13,000 |
| 2023 | €11,400 to €14,600 | €13,000 |
| 2022 | €10,000 to €12,700 | €11,300 |
| 2021 | €9,100 to €11,500 | €10,300 |
| 2020 | €7,600 to €9,600 | €8,600 |
| 2019 | €7,300 to €9,300 | €8,300 |
List price new, model year 2026: from €18,365 (Germany). Source: kawasaki.de.
With agreed-value cover, the agreed sum counts after a total loss of your Kawasaki Jet Ski STX
160LX; with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 10% off the value of a Kawasaki Jet Ski STX 160LX.
Boats for sale now and how we rate them
How we rate the 3 boats of the Kawasaki Jet Ski STX 160LX we found for sale most recently.
2026
Germany
2026
Germany
2024
Germany
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Kawasaki Jet Ski STX 160LX?
Yes.
For accepting the Kawasaki Jet Ski STX 160LX we look at type of boat, year, value,
engine output and cruising area; make and model alone rule nothing out.
What does cover for a Kawasaki Jet Ski STX 160LX cost?
The premium for the Kawasaki Jet Ski STX 160LX starts from about €99 a year.
For a Kawasaki Jet Ski STX 160LX at the usual market value of €11,000 the premium is €696 a year:
liability and hull in Basis-Plus, inland waters, 225 hp (assumed), hull excess €250, paid annually.
Hull cover accounts for €437, liability for €259.
Tariff as of 19.10.2026, your own boat may differ.
The online calculator tells you the exact figure in a couple of minutes,
with no name or phone number asked.
My model is spelled slightly differently, does this page still apply?
Yes.
Suffixes and spellings of the Kawasaki Jet Ski STX 160LX change with the year and the documents.
Write the name as in your papers; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover the agreed value applies to the Kawasaki Jet Ski STX 160LX:
the claim is settled at that value,
in the Premium tariff without limit and with no new-for-old deduction.
Can I switch from my existing insurer?
Yes, free of charge through the switching service:
we cancel the old contract on your Kawasaki Jet Ski STX 160LX,
your premium starts only once it has expired,
and you keep the switching discount permanently.
Other models by this make
Kawasaki Jet Ski STX 160LX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
