Insuring mo-jet: cover and premium
jet skis and boards · Germany
mo-jet builds jet skis and boards in Germany. NAMMERT insures a Mo-Jet regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
Germany
Class
jet skis and boards
Typical sizes
1,2 to 2,4 m
Premium from
from €169 a year for hull cover
Worth knowing
mo-jet; cover, cost and conditions
mo-jet comes from Jetworx GmbH in Germany and works as a kit: one electric drive module with about 100 kilograms of static thrust that slots into different hulls. As a surf jetboard it reaches roughly 55 km/h according to the maker, and the same module also drives a bodyboard, an inflatable version and the Tender 238, a small boat of 2.38 by 1.38 metres that does about 50 km/h with one person aboard.
For insurance purposes a kit changes the question. Most of the value sits in the drive module, not in any single hull, and a policy that lists only the board you ride most may leave the rest out. When you compare offers, check whether each module and hull can be named with its own value, and how the policy treats the battery: fire, thermal runaway and the charging conditions it sets.
The tender and the fast surf module also raise the licence question. What counts is engine power, and the rules depend on the country: Germany sets its licence threshold at 15 hp, while in the UK there is no general licence for small powered craft but many harbours and lakes have their own rules. The power of the jetbox is in the data sheet from the maker.
Questions and answers
Frequent questions
Should each module be listed separately?
Yes, for Mo-Jet too: it is worth checking that the policy names the drive module and every hull
with its own value, otherwise only part of the kit may be replaced.
Do I need a licence for mo-jet?
For Mo-Jet: That depends on the jetbox power and the country.
Germany requires a licence from 15 hp; in the UK local harbour and lake rules apply.
The cover that fits
e-foil and jetboard insurance
Tariffs, cover and FAQ for e-foil and jetboard insurance in detail.
Third-party liability
The foundation for a boat from Mo-Jet: damage to third parties, worldwide,
from €169 a year for hull cover.
Hull cover
Partial or full hull cover for a Mo-Jet, at replacement value with an agreed fixed value.
For the whole class of boat
For Mo-Jet: What matters for jet skis and boards is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Mo-Jet included.
Insuring jet skis and boards, every brand and every condition
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Inland from 15 hp (11.03 kW); on the Rhine already from 5 hp.
Registration
Registration from 3 hp (about 2.21 kW); which covers nearly every board.
Waters
Not permitted in Bavaria or on Lake Constance; in Austria regulated region by region.
Equipment
Helmet, impact vest, leash; charge and carry the battery only in an intact case.
Cruising range
Stay within sight of shore and keep enough charge for the way back.
Weather
Offshore wind is the main risk; from Beaufort 4 a battery failure means drifting out.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Mo-Jet.
Current wind force and direction for your waters are shown on the Home.
Models by Mo-Jet we insure
Each Mo-Jet model has its own page with cover, cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Mo-Jet insured in five minutes.
Boat type, year built, length and value of your Mo-Jet are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
