Regal Empress 200 XL insurance: calculate your premium
Model page, insured as a motorboat
We insure the Regal Empress 200 XL as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Regal Empress 200 XL: cover, cost and conditions
The Regal Empress 200 XL is in our portfolio as a motorboat, and 15 further models of this brand are added to it. What a boat like this is worth often depends less on the hull than on what is permanently installed or stowed on board, and that is exactly what is easily overlooked when the policy is taken out.
Electronics and equipment therefore belong in the list on which the policy is based: chart plotter, radio, echo sounder, upholstery, cover and accessories. From this list follows the agreed value, which is paid in the event of a claim with no deduction for depreciation.
If an item is missing from the list, it is also missing from the indemnity. So add to the list when you retrofit. Theft of parts including the outboard is contained in full hull cover, as are collision, grounding and vandalism.
What is a used Regal Empress 200 XL worth?
A used Regal Empress 200 XL built between 1984 and 1991 in average condition is typically worth
between €11,600 and €18,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1991 | €13,200 to €16,800 | €15,000 |
| 1990 | €12,800 to €16,300 | €14,600 |
| 1989 | €12,900 to €16,400 | €14,700 |
| 1988 | €11,600 to €14,800 | €13,200 |
| 1987 | €13,500 to €17,100 | €15,300 |
| 1986 | €13,700 to €17,500 | €15,600 |
| 1985 | €13,900 to €17,700 | €15,800 |
| 1984 | €14,900 to €18,900 | €16,900 |
Does the sum insured on your Regal Empress 200 XL still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
How do I keep the equipment list up to date?
For the Regal Empress 200 XL: Report retrofits as soon as they are installed,
ideally with an invoice.
The agreed value is then adjusted so that the policy reflects the actual value.
Do permanently installed electronics have to be insured separately?
No, not for the Regal Empress 200 XL either:
they belong to the insured boat provided they appear in the list.
That is precisely why a complete list when taking out the policy is so important.
Other models by this make
Regal Empress 200 XL insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
