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RS Tera insurance: calculate your premium

Model page, insured as a sailing dinghy

We insure the RS Tera as a sailing dinghy, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make

RS Sailing

Type of boat

sailing dinghy

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Technical data

Length overall

Manufacturer figures for the RS Tera, 2026 model year; your own papers count.

RS Sailing RS Tera: cover, cost and conditions

RS Tera: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the RS Tera: Dinghies are trailed and stored ashore, and that is where most damage happens: rigging and unrigging, strapping down, winter storage. Rig, sails and trapeze gear belong in the sum insured; they often outweigh the hull.

What does cover for a RS Tera cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the RS Tera with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Frequently asked

Does NAMMERT insure the RS Tera?

Yes.

Neither the make nor the model decides whether the RS Tera is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a RS Tera cost?

For the RS Tera: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the RS Tera vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the RS Tera is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your RS Tera free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

RS Sailing RS Feva RS Sailing RS Aero RS Sailing RS2000 RS Sailing RS Zest

All models by RS Sailing

Motoryacht in Seitenansicht am Steg

RS Tera insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Three young dinghy sailors in wetsuits laugh on a wooden jetty in the sunshine, sharing a steel cup, feet above the lake

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Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77