Home / Rydgeway Marine / Prospect 900
Rydgeway Marine Prospect 900 insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Rydgeway Marine Prospect 900 as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Rydgeway Marine Prospect 900: cover, cost and conditions
The Prospect 900 model range from Rydgeway Marine is recorded for the years 1975 to 1995; the motor yacht is covered in our portfolio. Further models of the brand are not recorded with us. Details on dimensions or engine are not available to us for this model.
With a boat from an older model range, the replacement value is at the centre. We set it as an agreed value and pay with no deduction for depreciation, in the Premium tariff without an age limit for the boat. Equipment and electronics belong in the schedule.
Cover is provided regardless of year of construction, place of purchase and previous owners. Added to this is third-party liability with a limit of indemnity of 10 to 50 million euros, supplemented by limited hull cover or full hull cover depending on the tariff level. The boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium.
What is a used Rydgeway Marine Prospect 900 worth?
A used Rydgeway Marine Prospect 900 built between 1976 and 1983 in average condition is typically
worth between €11,000 and €16,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1983 | €12,900 to €16,300 | €14,600 |
| 1982 | €12,300 to €15,700 | €14,000 |
| 1981 | €11,500 to €14,700 | €13,100 |
| 1980 | €11,400 to €14,600 | €13,000 |
| 1979 | €11,000 to €14,000 | €12,500 |
| 1978 | €11,000 to €14,000 | €12,500 |
| 1977 | €11,000 to €14,000 | €12,500 |
| 1976 | €11,000 to €14,000 | €12,500 |
Does the sum insured on your Rydgeway Marine Prospect 900 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Does the year of construction play a role in acceptance?
For the Rydgeway Marine Prospect 900: Not for acceptance:
we insure regardless of year of construction, place of purchase and previous owners.
The year of construction enters the premium alongside value, type of boat and cruising range.
How is the value of an older boat determined?
For the Rydgeway Marine Prospect 900: Through the agreed value that we set together.
In the event of a claim, the compensation is based on this amount,
with no deduction for depreciation.
Rydgeway Marine Prospect 900 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
