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Insuring Rydgeway Marine: cover and premium
motor yachts · the United Kingdom
Rydgeway Marine builds motor yachts in the United Kingdom. NAMMERT insures a Rydgeway Marine regardless of year built or where you bought it, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
the United Kingdom
Class
motor yachts
Typical sizes
7 to 11 m
Premium from
from €49 a year for liability
Worth knowing
Rydgeway Marine; cover, cost and conditions
The Prospect 900 is a British cabin cruiser of the seventies and eighties, in Germany mostly found on rivers, canals and in sheltered coastal waters. In our records the yard appears in several spellings, Rydgeway, Ridgeway and Rydgeway Marine Ltd., and the same type of construction is meant. Because there is no current production run any more, spare parts for windows, fittings and panelling are only available on the second-hand market.
For the valuation this means: the current market value of a fifty-year-old hull says nothing about the price a well-kept boat achieves on the market. Agree an agreed value based on the replacement value including interior fit-out, engine and refit. If a proper repair is not possible after severe damage, the claim is settled at the value agreed as a total loss.
Two points of inspection shape the claims record on boats of this age. First the electrical system: older British boats are designed for different shore power standards, and a poorly adapted connection is one of the most frequent causes of fire on board. Fire is already covered under limited hull cover, and it can be avoided by a proper adaptation. Second the through-hull fittings: sinking at the berth because of an aged cooling water hose is a full hull cover loss, provided the system was maintained. A second bilge switch with an alarm is the most sensible retrofit.
Questions and answers
Frequent questions
My boat is listed as a Ridgeway in the papers, is that the same yard?
Yes.
Rydgeway, Ridgeway and Rydgeway Marine Ltd.
denote the same type of construction.
What counts for premium and cover are length, year of construction, value and engine power,
not the spelling.
Do you insure boats from yards that no longer exist?
Yes, for Rydgeway Marine too: What counts for the cover is the condition of the boat,
not the continued existence of the yard.
In a repair, sourcing parts may take longer, but that does not change the protection.
What value should I set for a Prospect 900?
For Rydgeway Marine: The replacement value on the German market including fit-out,
engine and refit, as an agreed value in the contract.
Receipts for retrofits help to substantiate the agreed value.
The cover that fits
motor yacht insurance
Tariffs, cover and FAQ for motor yacht insurance in detail.
Third-party liability
The foundation for a boat from Rydgeway Marine: damage to third parties, worldwide,
from €49 a year for liability.
Hull cover
Partial or full hull cover for a Rydgeway Marine, at replacement value with an agreed fixed value.
For the whole class of boat
For Rydgeway Marine: What matters for motor yachts is the same across every brand; engine output,
how a claim is settled, cruising range and theft protection.
The class page lists every point and every brand in this class, Rydgeway Marine included.
Other builders in this class
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account;
what governs are the rules of the waters you are on and the manual of your Rydgeway Marine.
Current wind force and direction for your waters are shown on the Home.
Series by Rydgeway Marine, with value and cover
Prospect 900 is a motor yacht from Rydgeway Marine (the United Kingdom), built from 1975 to 1995,
and today changes hands at between €18,000 and €48,000.
Also a motor yacht, built from 1975 to 1995, €15,000 to €60,000.
Prelude is a motorboat from Rydgeway Marine (the United Kingdom), built from 1975 to 1992,
and today changes hands at between €10,000 and €32,000.
Pandora 700 is a motorboat from Rydgeway Marine (the United Kingdom), built from 1975 to 1992,
and today changes hands at between €9,000 and €28,000.
For the Prospect 900, Prospect 800 / 1000,
Prelude by Rydgeway Marine and 1 more series there is no list price left.
That is why we work with an agreed value: you state the figure, we agree it,
and in a total loss exactly that amount is paid, with no deduction for wear.
For the Prospect 900, Prospect 800 / 1000 by Rydgeway Marine series:
On motor yachts the drive and the electronics together make up about half the value.
Both belong in the valuation, otherwise the sum insured is too low.
For the Prelude, Pandora 700 by Rydgeway Marine series:
On a motorboat the drive is the single most valuable part.
Damage after grounding is covered, an engine failure from wear is not.
The Rydgeway Marine range in figures
These figures come from the model records we keep for Rydgeway Marine: boat type,
build years and length, nothing estimated.
- sailing boat
- 8 models, 1967 to 1996, 5.3 to 7.1 m
- sailing yacht
- 3 models, 1972 to 1992, 7.9 to 8.8 m
Which model was built when?
What does a used Rydgeway Marine cost?
We hold today’s price ranges by year for 8 models by Rydgeway Marine.
The table shows what boats in average condition are worth,
from the oldest to the youngest year on record.
Choose your exact model, year and condition in the calculator.
| Model | Years built | Range today |
|---|---|---|
| Pandora 700 | 1976 to 1986 | €6,200 to €9,500 |
| Pandora International | 1972 to 1978 | €6,200 to €7,800 |
| Pegasus 700 | 1978 to 1993 | €6,900 to €14,000 |
| Pegasus 800 | 1977 to 1989 | €6,800 to €14,900 |
| Pirate 17 | 1973 to 1980 | €3,200 to €4,300 |
| Pirate 17 International | 1975 to 1986 | €3,400 to €4,900 |
| Prospect | 1975 to 1977 | €8,400 to €10,700 |
| Prospect 900 | 1976 to 1983 | €11,000 to €16,300 |
Estimate from our boat records, October 2026.
Not a survey.
Models by Rydgeway Marine we insure
Each Rydgeway Marine model has its own page with cover,
cost and the points that matter for that boat.
Your model not listed?
We insure it all the same.
Rydgeway Marine insured in five minutes.
Boat type, year built, length and value of your Rydgeway Marine are all we need.
Work out the premium online or call us: +49 3375 29 12 77.
