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Saxdor 320 GTO insurance: calculate your premium

Model page, insured as a motor yacht

The Saxdor 320 GTO is insurable with us as a motor yacht, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.

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At a glance

Make
Saxdor
Type of boat
motor yacht
Length overall
10.28 m
Built
since 2018

Length from our boat catalogue for the 2018–2026 build years. Beam and engine are in your papers; what they record is what counts.

Premium, example

€2,272 a year

or €207 a month if paid monthly

Liability and hull · boat value €210,000 (market value) · built 2024 · 225 hp assumed · North Sea, Baltic and Mediterranean

Calculate premium: Saxdor 320 GTO

Finance, example

€1,924 a month

Purchase price €210,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed

Worked example, not a finance offer. The lender decides on the rate and on approval.

Ask about finance

Length 10.28 m against a metre scale, to scale. Built since 2018.

Saxdor 320 GTO: cover, cost and conditions

For the Saxdor 320 GTO we do not price by model name. The premium comes from five entries in the online calculator: type of boat, year, value, engine output and cruising area.

The premium for a Saxdor 320 GTO starts from €49 a year. For a Saxdor 320 GTO at the usual market value of €210,000 the premium is €2,272 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €2,123, liability for €149. Tariff as of 04.11.2026, your own boat may differ. How much hull cover adds depends on the value: partial cover pays for fire, storm, lightning, theft of the whole boat and winter storage damage, full cover also for collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, in Premium with no new-for-old deduction.

Whether bought used, brought in from abroad or ordered new, we write the Saxdor 320 GTO with a berth in Germany or abroad. The international certificate of insurance arrives automatically in ten languages. Take cover out before the handover and transport and the first launch are already insured.

Not to be mixed up with its sisters: this is the Saxdor 320 GTO, number three hundred twenty.

What is a used Saxdor 320 GTO worth?

A used Saxdor 320 GTO built between 2022 and 2027 in average condition is typically worth between

€168,800 and €408,500 today.

Well kept boats with recent engines sit above that, boats with defects below.

Year builttypical rangemidpoint
2027€320,900 to €408,500€364,700
2025€216,800 to €276,000€246,400
2024€185,000 to €235,400€210,200
2023€170,000 to €216,400€193,200
2022€168,800 to €214,800€191,800

With agreed-value cover, the agreed sum counts after a total loss of your Saxdor 320 GTO;

with actual-value cover, the value at the time.

Does your sum still fit?

Each extra year of age takes about 12% off the value of a Saxdor 320 GTO.

Market today

For sale in November 2026

12

Typical asking price, 2023 boat

€223,800

Our value, 2023 boat

€193,200

Asking prices against our value

+16%

In November 2026 we found 12 boats of the Saxdor 320 GTO for sale.

Typical asking price for a 2023 Saxdor 320 GTO: €223,800.

Our value for a Saxdor 320 GTO of that year: €193,200.

Asking prices for the Saxdor 320 GTO are about 16% above our value.

What changes hands is usually less than the asking price.

Boats for sale now and how we rate them

How we rate the 18 boats of the Saxdor 320 GTO we found for sale most recently.

As of November 2026.

Prices and details come from the listings.

Whether the boat is still for sale is shown in the listing.

Our assessment assumes average condition.

Found one for sale? Check the price

Enter the year and asking price of the Saxdor 320 GTO.

You see at once how we rate the offer.

Condition

Our assessment

 
Enter year and price, and our assessment appears here.
What you enter stays in your browser.

Check an asking price: Saxdor 320 GTO

Check your sum insured: Saxdor 320 GTO

Estimate your boat

Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.

Frequently asked

Does NAMMERT insure the Saxdor 320 GTO?

Yes.

Whether we insure the Saxdor 320 GTO depends not on make or model but on type of boat, year,

value, engine output and cruising area.

What does cover for a Saxdor 320 GTO cost?

For the Saxdor 320 GTO the premium starts from €49 a year.

For a Saxdor 320 GTO at the usual market value of €210,000 the premium is €2,272 a year:

liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),

hull excess €1,000, paid annually.

Hull cover accounts for €2,123, liability for €149.

Tariff as of 04.11.2026, your own boat may differ.

The online calculator shows the exact amount after a few entries,

without you leaving any contact details.

My model is spelled slightly differently, does this page still apply?

Yes.

With the Saxdor 320 GTO, spelling and suffixes often differ between model years and papers.

Use the name from your documents; premium and cover follow the technical figures.

On a total loss, do I get the replacement value?

With full cover, yes.

The Saxdor 320 GTO is settled at the agreed value,

in the Premium tariff with no cap and no new-for-old deduction.

Can I switch from my existing insurer?

Yes.

The old contract for your Saxdor 320 GTO is cancelled by our switching service at no cost.

You pay only after it runs out, and the switching discount stays for good.

Other models by this make

Saxdor 340 Saxdor 320 GTC Saxdor 460 GTS Saxdor 460 GTC Saxdor 400 GTO Saxdor 400 GTS Saxdor 205 Saxdor 200 Sport Saxdor 270 GTO

All models by Saxdor

Bollard with a mooring line made fast on a jetty, a lake in summer behind

Saxdor 320 GTO insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77