Sea-Doo HX insurance: calculate your premium
Model page, insured as a jet ski
If you own a Sea-Doo HX, you insure it with us as a jet ski, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.
At a glance
Sea-Doo HX: cover, cost and conditions
Sea-Doo has 139 further models listed with us alongside the HX, which is recorded as a jet ski and is part of our portfolio. We have no information on the dimensions and engine of this model, but for the premium we need those details from your papers.
Engine power is one of the factors from which the premium results. Type of boat, value, year of construction and cruising range are added to it. The model name does not enter the calculation, and numbers in the type designation say nothing about either length or power.
Third-party liability with 10 to 50 million euros limit of indemnity forms the basis. You can add hull insurance on top: limited hull cover carries fire, storm, lightning strike, theft and damage in winter storage, full hull cover additionally collision and vandalism.
What is a used Sea-Doo HX worth?
A used Sea-Doo HX built between 1995 and 1997 in average condition is typically worth between
€2,200 and €3,000 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1997 | €2,200 to €2,800 | €2,500 |
| 1996 | €2,400 to €3,000 | €2,700 |
| 1995 | €2,300 to €2,900 | €2,600 |
Does the sum insured on your Sea-Doo HX still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
What details do you need about engine power?
For the Sea-Doo HX: The power as it appears in your papers.
It enters the premium together with type of boat, value, year of construction and cruising range.
Does the model affect the premium?
No, not for the Sea-Doo HX either: Brand and model name never enter the calculation.
The calculation uses type of boat, value, year of construction, engine power and cruising range.
Other models by this make
Sea-Doo HX insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
