Sea-Doo XP insurance: calculate your premium
Model page, insured as a jet ski
Sea-Doo XP: insured with us as a jet ski, premium online in five minutes.
At a glance
Sea-Doo XP: cover, cost and conditions
The Sea-Doo XP belongs to the XP / XP Limited model range, built from 1991 to 2004, and sails in our portfolio. No further details on dimensions or engine are recorded. We list 139 further Sea-Doo models in our overview.
With craft from this build period, the agreed value is decisive. Full hull cover works with an agreed value and with no deduction for depreciation, and in the Premium rate with no age limit. That keeps compensation comprehensible even after many seasons.
We insure regardless of year of construction, place of purchase and previous owners. The trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value, and the cover applies during launching, during craning, in winter storage and in transit. You can add it to the hull cover for a premium. The basis remains third-party liability with a limit of indemnity of 10 to 50 million euros.
What is a used Sea-Doo XP worth?
A used Sea-Doo XP built between 1991 and 2002 in average condition is typically worth between €300
and €4,600 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2002 | €1,500 to €1,900 | €1,700 |
| 2001 | €1,600 to €2,000 | €1,800 |
| 2000 | €1,400 to €1,800 | €1,600 |
| 1999 | €1,500 to €1,900 | €1,700 |
| 1997 | €1,800 to €2,300 | €2,100 |
| 1996 | €1,800 to €2,200 | €2,000 |
| 1995 | €1,100 to €1,400 | €1,200 |
| 1994 | €1,300 to €1,600 | €1,400 |
| 1993 | €300 to €300 | €300 |
| 1992 | €3,600 to €4,600 | €4,100 |
| 1991 | €1,900 to €2,400 | €2,100 |
Does the sum insured on your Sea-Doo XP still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Can a craft from the years 1991 to 2004 still take full hull cover?
For the Sea-Doo XP: In the Premium rate, full hull cover applies with no age limit.
Claims are settled on the agreed value,
with no deduction for depreciation and regardless of the year of construction.
How is the figure for the agreed value determined?
For the Sea-Doo XP: The value is agreed and documented when the contract is concluded.
It forms the basis of compensation in the event of a claim and is not written down afterwards.
Other models by this make
Sea-Doo XP insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
