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Sea Ray 215 Express Cruiser insurance: calculate your premium
Model page, insured as a motorboat
We insure the Sea Ray 215 Express Cruiser as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Sea Ray 215 Express Cruiser: cover, cost and conditions
The 215 Express Cruiser from Sea Ray is listed as a motorboat, it is covered within our portfolio, and 72 further models of the brand are recorded. No details on dimensions, engine and production period are available for this entry.
When buying a used boat, what decides is not the price paid but the amount that will carry a replacement. That is exactly what we set down as the agreed value. Replacement takes place with no deduction for depreciation, in the Premium tariff with no age limit.
In addition we also offer legal expenses cover for water sports, for instance in disputes after the purchase of a used boat or with a shipyard. If a policy previously existed with the former owner or with you yourself, we cancel the previous policy free of charge.
What is a used Sea Ray 215 Express Cruiser worth?
A used Sea Ray 215 Express Cruiser built between 1996 and 2002 in average condition is typically
worth between €16,500 and €23,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2002 | €18,800 to €23,900 | €21,300 |
| 2001 | €17,700 to €22,500 | €20,100 |
| 2000 | €16,800 to €21,400 | €19,100 |
| 1999 | €16,500 to €21,000 | €18,700 |
| 1998 | €17,500 to €22,300 | €19,900 |
| 1997 | €17,200 to €21,800 | €19,500 |
| 1996 | €16,800 to €21,400 | €19,100 |
Does the sum insured on your Sea Ray 215 Express Cruiser still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is the purchase price or the replacement value insured?
For the Sea Ray 215 Express Cruiser:
An agreed value is arranged which is intended to carry the replacement.
It is the benchmark in the event of a claim,
and replacement takes place with no deduction for depreciation.
How does switching from another provider work?
For the Sea Ray 215 Express Cruiser:
You take out cover with us and we cancel the previous policy free of charge.
This way no gap arises between the previous and the new cover.
Other models by this make
Sea Ray 215 Express Cruiser insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.