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Sea Ray 305 Sundancer insurance: calculate your premium
Model page, insured as a motorboat
We insure the Sea Ray 305 Sundancer (three hundred five) as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Sea Ray 305 Sundancer: cover, cost and conditions
Sea Ray 305 Sundancer (three hundred five): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Sea Ray 305 Sundancer (three hundred five) cost? The premium starts from €49 a year. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Sea Ray 305 Sundancer (three hundred five) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Sea Ray 305 Sundancer, number three hundred five.
What is a used Sea Ray 305 Sundancer worth?
A used Sea Ray 305 Sundancer built between 2009 and 2017 in average condition is typically worth
between €58,700 and €157,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2017 | €123,700 to €157,400 | €140,500 |
| 2016 | €112,900 to €143,700 | €128,300 |
| 2015 | €105,300 to €134,000 | €119,600 |
| 2014 | €73,800 to €94,000 | €83,900 |
| 2013 | €68,500 to €87,100 | €77,800 |
| 2012 | €65,000 to €82,800 | €73,900 |
| 2011 | €64,400 to €82,000 | €73,200 |
| 2010 | €60,600 to €77,200 | €68,900 |
| 2009 | €58,700 to €74,700 | €66,700 |
Does the sum insured on your Sea Ray 305 Sundancer still match what it is worth today?
After a total loss, that number is what counts.
Each extra year of age takes about 9% off the value of a Sea Ray 305 Sundancer.
Market today
In October 2026 we found 6 boats of the Sea Ray 305 Sundancer for sale.
Typical asking price for a 2013 Sea Ray 305 Sundancer: €97,600.
Our value for a Sea Ray 305 Sundancer of that year: €77,800.
Asking prices for the Sea Ray 305 Sundancer are about 25% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Sea Ray 305 Sundancer we found for sale most recently.
| Year | Length | Market | Price | Our assessment | Listing |
|---|---|---|---|---|---|
| 2013 | 10.13 m | Germany | €87,900 | On the high side 13% above our value | kleinanzeigen.de |
| 2013 | Germany | €94,900 | On the high side 22% above our value | kleinanzeigen.de | |
| 2013 | international | €109,000 | On the high side 40% above our value | scanboat.com | |
| 2011 | 8.72 m | Switzerland | €94,340 | On the high side 29% above our value | boat24.ch |
| 2010 | 10.14 m | international | €74,500 | Within the usual range 8% above our value | yachtall.com |
| 2010 | 9.99 m | international | €121,000 | Well above the market 76% above our value | yachtall.com |
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sea Ray 305 Sundancer?
Yes.
Neither the make nor the model decides whether the Sea Ray 305 Sundancer (three hundred five) is
insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Sea Ray 305 Sundancer cost?
For the Sea Ray 305 Sundancer: Cover starts from €49 a year.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Sea Ray 305 Sundancer (three hundred five) vary with the papers and
the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Sea Ray 305 Sundancer (three hundred five) is settled at the agreed
value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Sea Ray 305 Sundancer (three hundred five)
free of charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Sea Ray 305 Sundancer insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
