Sea Ray Monaco 195 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Sea Ray Monaco 195: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Sea Ray Monaco 195: cover, cost and conditions
How much does the name Sea Ray Monaco 195 matter to the premium? Hardly at all. What counts is the type of boat, the year, the value, the engine output and the cruising area, the five fields of the online calculator.
What should you budget for the Sea Ray Monaco 195? It starts from €49 a year. Hull cover follows the value of the boat. Partial: fire, storm, lightning, theft of the whole boat, winter storage. Full, on top: collision, grounding, vandalism, theft of parts. A total loss means the agreed value, in the Premium tariff without new-for-old deductions.
The Sea Ray Monaco 195 may be second hand, imported or ordered new, and the berth may be at home or abroad: we write it in each of these cases. The international certificate of insurance comes by itself in ten languages, and cover taken out before the handover already includes transport and the first launch.
Not to be mixed up with its sisters: this is the Sea Ray Monaco 195,
number one hundred ninety-five.
What is a used Sea Ray Monaco 195 worth?
A used Sea Ray Monaco 195 built between 1988 and 1988 in average condition is typically worth
between €9,100 and €10,500 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1988 | €9,100 to €10,500 | €9,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Sea Ray Monaco 195;
with actual-value cover, the value at the time.
Does your sum still fit?
Boats for sale now and how we rate them
How we rate the 3 boats of the Sea Ray Monaco 195 we found for sale most recently.
1988
5.80 m, Switzerland
1988
6.00 m, Switzerland
1987
Germany
year newer than our values
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sea Ray Monaco 195?
Yes, the Sea Ray Monaco 195 is insurable with us.
What decides is not make and model but five figures: type of boat, year, value,
engine output and cruising area.
What does cover for a Sea Ray Monaco 195 cost?
It starts from €49 a year.
What your Sea Ray Monaco 195 costs exactly you can work out online in a few minutes,
and you need no contact details to do it.
My model is spelled slightly differently, does this page still apply?
Yes.
The Sea Ray Monaco 195 appears in papers and brochures under slightly different names.
Premium and cover go by the technical data, and you enter the name as it stands in your papers.
On a total loss, do I get the replacement value?
Yes, provided you have full cover: we pay the agreed value for the Sea Ray Monaco 195,
in Premium without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service handles the cancellation of the existing contract for the Sea Ray Monaco 195
free of charge; you pay from the end date and keep the switching discount for good.
Other models by this make
Sea Ray Monaco 195 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
