Sealine SC 38 insurance: calculate your premium
Model page, insured as a motor yacht
We insure the Sealine SC 38 (thirty-eight) as a motor yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Sealine
- Type of boat
- motor yacht
- Length overall
- 11.51 m
- Built
- 2004 to 2014
Length from our boat catalogue for the 2004–2014 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,652 a year
or €150 a month if paid monthly
Liability and hull · boat value €134,000 (market value) · built 2009 · 225 hp assumed · North Sea, Baltic and Mediterranean
Finance, example
€1,228 a month
Purchase price €134,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Sealine SC 38: cover, cost and conditions
Sealine SC 38 (thirty-eight): for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
What does cover for a Sealine SC 38 (thirty-eight) cost? The premium starts from €49 a year. For a Sealine SC 38 at the usual market value of €134,000 the premium is €1,652 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed), hull excess €1,000, paid annually. Hull cover accounts for €1,503, liability for €149. Tariff as of 25.10.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Sealine SC 38 (thirty-eight) with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
Not to be mixed up with its sisters: this is the Sealine SC 38, number thirty-eight.
What is a used Sealine SC 38 worth?
A used Sealine SC 38 built between 2007 and 2011 in average condition is typically worth between
€108,100 and €171,400 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2011 | €134,600 to €171,400 | €153,000 |
| 2010 | €125,600 to €159,800 | €142,700 |
| 2009 | €117,500 to €149,500 | €133,500 |
| 2008 | €112,800 to €143,600 | €128,200 |
| 2007 | €108,100 to €137,600 | €122,800 |
With agreed-value cover, the agreed sum counts after a total loss of your Sealine SC 38;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 5% off the value of a Sealine SC 38.
Market today
For sale in October 2026
3
Typical asking price, 2009 boat
€161,900
Our value, 2009 boat
€133,500
Asking prices against our value
+21%
In October 2026 we found 3 boats of the Sealine SC 38 for sale.
Typical asking price for a 2009 Sealine SC 38: €161,900.
Our value for a Sealine SC 38 of that year: €133,500.
Asking prices for the Sealine SC 38 are about 21% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 3 boats of the Sealine SC 38 we found for sale most recently.
2008
11.85 m, Switzerland
2007
11.51 m, Finland
2007
11.51 m, Croatia
As of October 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Sealine SC 38?
Yes.
Neither the make nor the model decides whether the Sealine SC 38 (thirty-eight) is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Sealine SC 38 cost?
Cover starts from €49 a year.
For a Sealine SC 38 at the usual market value of €134,000 the premium is €1,652 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, 225 hp (assumed),
hull excess €1,000, paid annually.
Hull cover accounts for €1,503, liability for €149.
Tariff as of 25.10.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Sealine SC 38 (thirty-eight) vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Sealine SC 38 (thirty-eight) is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Sealine SC 38 (thirty-eight) free of
charge, you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Sealine SC 38 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
