Terhi 445 C insurance: calculate your premium
Model page, insured as a fishing boat
The Terhi 445 C is insurable with us as a fishing boat, whatever its year, wherever you bought it and however many owners came before you. Liability, hull, legal expenses and personal accident cover sit in one contract, set up online in five minutes.
At a glance
Make
Type of boat
fishing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Terhi 445 C: cover, cost and conditions
Terhi 445 C is listed with us as a fishing boat in our portfolio, and six further models of the brand are on record. Details on dimensions and engine power are not available, and the number in the type name is not a length specification but a designation.
Over the winter a boat of this kind usually stands ashore, often with the outboard removed. The limited hull cover carries damage in winter storage and theft of the entire boat, and the full hull cover additionally includes theft of parts including the outboard as well as vandalism.
Fishing often means shallow water, which is why grounding in the full hull cover is important. Compensation is based on the agreed value with no deduction for depreciation, and a boat trailer is covered by the third-party liability at no extra premium from Basis-Plus, provided it is named in the application with its value. You can add it to the hull cover for a premium. Craning, launching and the transit route are likewise part of the cover.
What is a used Terhi 445 C worth?
A used Terhi 445 C built between 2014 and 2019 in average condition is typically worth between
€7,500 and €11,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2019 | €8,700 to €11,100 | €9,900 |
| 2018 | €8,200 to €10,400 | €9,300 |
| 2017 | €7,900 to €10,100 | €9,000 |
| 2016 | €7,800 to €9,900 | €8,800 |
| 2015 | €7,700 to €9,800 | €8,700 |
| 2014 | €7,500 to €9,500 | €8,500 |
Does the sum insured on your Terhi 445 C still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is the removed outboard protected in winter storage?
For the Terhi 445 C: Theft of parts including the outboard is part of the full hull cover,
and damage in winter storage is already part of the limited hull cover.
State the place of storage when you take out the policy.
What happens after a loss in shallow water?
For the Terhi 445 C: Grounding is included in the full hull cover.
Settlement is based on the agreed value that was set, with no deduction for depreciation.
Other models by this make
Terhi 445 C insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
