Terhi 450 CC insurance: calculate your premium
Model page, insured as a fishing boat
Year, place of purchase and previous owners do not decide whether we insure the Terhi 450 CC: we write it as a fishing boat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Make
Type of boat
fishing boat
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Terhi 450 CC: cover, cost and conditions
Terhi is represented with us by the 450 CC as a fishing boat, and the model is already sailing in our portfolio. Six further models of the brand are on file. Technical details such as dimensions or engine are not held for this entry and come from your papers.
At the jetty, damage often arises without any action by the owner, for example during a berthing manoeuvre or through vandalism overnight. Full hull cover covers collision, grounding, vandalism and theft of parts including the outboard and pays on the basis of the agreed value with no deduction for depreciation.
Beneath it, third-party liability remains the foundation, selectable with a limit of indemnity of 10 to 50 million euros in the Basis, Basis-Plus and Premium levels. The trailer is covered by the third-party liability at no additional premium from Basis-Plus, provided it is named in the application with its value, and the cover also applies in winter storage as well as during craning and launching. You can add it to the hull cover for a premium.
What is a used Terhi 450 CC worth?
A used Terhi 450 CC built between 2019 and 2024 in average condition is typically worth between
€10,600 and €22,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €13,300 to €16,900 | €15,100 |
| 2023 | €17,900 to €22,900 | €20,400 |
| 2020 | €13,700 to €17,500 | €15,600 |
| 2019 | €10,600 to €13,400 | €12,000 |
Does the sum insured on your Terhi 450 CC still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Is wilful damage at the berth covered?
For the Terhi 450 CC: Vandalism is part of the scope of full hull cover, as are collision,
grounding and theft of parts including the outboard.
There is no time window in this respect.
What distinguishes the Premium tariff in terms of compensation?
For the Terhi 450 CC: In the Premium tariff,
the age limit for compensation with no deduction for depreciation ceases to apply in full hull
cover.
Club regattas are included from Basis-Plus onwards.
Other models by this make
Terhi 450 CC insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
