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Topper Topaz 12 insurance: calculate your premium

Model page, insured as a catamaran

We insure the Topper Topaz 12 as a catamaran, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.

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At a glance

Make

Topper

Type of boat

catamaran

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Length 3.65 m against a metre scale, to scale. Built 2011 to 2027.

Technical data

Length overall

Manufacturer figures for the Topper Topaz 12, 2026 model year; your own papers count.

Topper Topaz 12: cover, cost and conditions

Topper Topaz 12: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.

For the Topper Topaz 12: On a catamaran the bridgedeck between the hulls is the sensitive part, and the berth belongs in the application: double the beam often means a mooring rather than a marina berth.

What does cover for a Topper Topaz 12 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.

Bought used, imported or ordered new: we write the Topper Topaz 12 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.

Not to be mixed up with its sisters: this is the Topper Topaz 12, number twelve.

Frequently asked

Does NAMMERT insure the Topper Topaz 12?

Yes.

Neither the make nor the model decides whether the Topper Topaz 12 is insurable.

What counts is the type of boat, its year, its value, its engine output and the waters you sail.

What does cover for a Topper Topaz 12 cost?

For the Topper Topaz 12: Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.

The exact premium takes a few minutes in the online calculator, with no contact details required.

My model is spelled slightly differently, does this page still apply?

Yes.

Spellings and suffixes of the Topper Topaz 12 vary with the papers and the model year.

Enter the name as it appears in your documents; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover, yes: the Topper Topaz 12 is settled at the agreed value,

and in the Premium tariff without limit and with no deduction for new-for-old.

Can I switch from my existing insurer?

Yes.

Our switching service cancels the old contract for your Topper Topaz 12 free of charge,

you pay only once it has run out,

and you keep a permanent switching discount.

Other models by this make

Topper Topaz 16 Topper Topaz 14 Topper Topaz Taz Topper Topaz Uno Topper Topaz Vibe Topper Topaz Ranger Topper

All models by Topper

Motoryacht in Seitenansicht am Steg

Topper Topaz 12 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Four friends laugh and raise a toast in the cockpit of a sailing yacht in harbour in the sunshine

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77