Topper Topaz Omega insurance: calculate your premium
Model page, insured as a sailing dinghy
We insure the Topper Topaz Omega as a sailing dinghy, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Make
Type of boat
sailing dinghy
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Technical data
Length overall
Manufacturer figures for the Topper Topaz Omega, 2026 model year; your own papers count.
Topper Topaz Omega: cover, cost and conditions
Topper Topaz Omega: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Topper Topaz Omega: Dinghies are trailed and stored ashore, and that is where most damage happens: rigging and unrigging, strapping down, winter storage. Rig, sails and trapeze gear belong in the sum insured; they often outweigh the hull.
What does cover for a Topper Topaz Omega cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Topper Topaz Omega with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Topper Topaz Omega worth?
A used Topper Topaz Omega built between 2004 and 2024 in average condition is typically worth
between €4,900 and €15,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2024 | €12,500 to €15,900 | €14,200 |
| 2023 | €12,500 to €15,900 | €14,200 |
| 2022 | €9,000 to €11,400 | €10,200 |
| 2021 | €8,400 to €10,700 | €9,600 |
| 2020 | €7,700 to €9,700 | €8,700 |
| 2019 | €7,400 to €9,400 | €8,400 |
| 2018 | €6,500 to €8,300 | €7,400 |
| 2017 | €6,300 to €8,100 | €7,200 |
| 2016 | €6,200 to €7,800 | €7,000 |
| 2015 | €6,200 to €7,800 | €7,000 |
| 2014 | €6,000 to €7,600 | €6,800 |
| 2013 | €5,400 to €6,800 | €6,100 |
| 2012 | €5,000 to €6,400 | €5,700 |
| 2011 | €4,900 to €6,300 | €5,600 |
| 2010 | €5,000 to €6,400 | €5,700 |
| 2009 | €5,100 to €6,500 | €5,800 |
| 2008 | €5,200 to €6,600 | €5,900 |
| 2007 | €5,000 to €6,400 | €5,700 |
| 2006 | €4,900 to €6,300 | €5,600 |
| 2005 | €4,900 to €6,300 | €5,600 |
| 2004 | €4,900 to €6,300 | €5,600 |
Does the sum insured on your Topper Topaz Omega still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, checked regularly against asking prices. As of October 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Topper Topaz Omega?
Yes.
Neither the make nor the model decides whether the Topper Topaz Omega is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Topper Topaz Omega cost?
For the Topper Topaz Omega: Cover starts from €39 a year for a sailing boat,
from €49 for a motorboat.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Topper Topaz Omega vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Topper Topaz Omega is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Topper Topaz Omega free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Topper Topaz Omega insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
