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Topper Topaz XK1 insurance: calculate your premium

Model page, insured as a sailing dinghy

If you own a Topper Topaz XK1, you insure it with us as a sailing dinghy, however old it is, wherever it was bought and through however many hands it passed. Liability, hull, legal expenses and personal accident come from one house and are arranged online in five minutes.

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At a glance

Make

Topper

Type of boat

sailing dinghy

Premium from

from €39 a year for a sailing boat, from €49 for a motorboat

Length 4.5 m against a metre scale, to scale. Built 2018 to 2027.

Technical data

Length overall

Manufacturer figures for the Topper Topaz XK1, 2026 model year; your own papers count.

Topper Topaz XK1: cover, cost and conditions

Five figures decide what cover for the Topper Topaz XK1 costs: type of boat, year, value, engine output and cruising area. The model name itself does not change the premium.

For the Topper Topaz XK1 the premium starts from €39 a year for a sailing boat, from €49 for a motorboat; the hull share follows the value. Partial cover insures fire, storm, lightning, theft of the whole boat and winter storage damage, full cover adds collision, grounding, vandalism and theft of parts. On a total loss the agreed value applies, in Premium with no deduction for new-for-old.

Berth in Germany or abroad, bought from a dealer, privately or imported: for the Topper Topaz XK1 it makes no difference to us. The international certificate of insurance comes automatically in ten languages. Start cover before the handover and transport and the first launch are included straight away.

Not to be mixed up with its sisters: this is the Topper Topaz XK1, number one.

Frequently asked

Does NAMMERT insure the Topper Topaz XK1?

Yes.

For accepting the Topper Topaz XK1 we look at type of boat, year, value,

engine output and cruising area; make and model alone rule nothing out.

What does cover for a Topper Topaz XK1 cost?

The premium for the Topper Topaz XK1 starts from €39 a year for a sailing boat,

from €49 for a motorboat.

The online calculator tells you the exact figure in a couple of minutes,

with no name or phone number asked.

My model is spelled slightly differently, does this page still apply?

Yes.

Suffixes and spellings of the Topper Topaz XK1 change with the year and the documents.

Write the name as in your papers; the technical figures decide premium and cover.

On a total loss, do I get the replacement value?

Under full cover the agreed value applies to the Topper Topaz XK1:

the claim is settled at that value,

in the Premium tariff without limit and with no new-for-old deduction.

Can I switch from my existing insurer?

Yes, free of charge through the switching service:

we cancel the old contract on your Topper Topaz XK1, your premium starts only once it has expired,

and you keep the switching discount permanently.

Other models by this make

Topper Topaz Taz Topper Topaz Uno Topper Topaz Vibe Topper Topaz Ranger Topper

All models by Topper

Motoryacht in Seitenansicht am Steg

Topper Topaz XK1 insured in five minutes.

Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.

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Three young dinghy sailors in wetsuits laugh on a wooden jetty in the sunshine, sharing a steel cup, feet above the lake

Ready to cast off?

Your boat. Your waters. We have your back.

A premium in one minute, a real person on the phone.

Or call us now: +49 3375 29 12 77