Victoire 1044 insurance: calculate your premium
Model page, insured as a sailing yacht
We insure the Victoire 1044 as a sailing yacht, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
- Make
- Victoire
- Type of boat
- sailing yacht
- Length overall
- 10.44 m
- Built
- 1990 to 1998
Length from our boat catalogue for the 1990–1998 build years. Beam and engine are in your papers; what they record is what counts.
Premium, example
€1,109 a year
or €101 a month if paid monthly
Liability and hull · boat value €47,000 (market value) · built 1995 · North Sea, Baltic and Mediterranean
Finance, example
€431 a month
Purchase price €47,000 (market value) · 20% deposit · 10 years · 6.9% interest assumed
Worked example, not a finance offer. The lender decides on the rate and on approval.
Victoire 1044: cover, cost and conditions
Victoire 1044: for the premium the model name is not the deciding figure. What counts is the type of boat, its year, its value, its engine output and the waters you sail, the five entries you make in the online calculator.
For the Victoire 1044: On sailing yachts the rig and the underwater hull are the expensive parts. A dismasting quickly costs a quarter of the boat, and osmosis counts as wear and is covered by no hull policy. Have both surveyed before the purchase, not after a claim.
What does cover for a Victoire 1044 cost? The premium starts from €39 a year for a sailing boat, from €49 for a motorboat. For a Victoire 1044 at the usual market value of €47,000 the premium is €1,109 a year: liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail, hull excess €250, paid annually. Hull cover accounts for €1,020, liability for €89. Tariff as of 03.11.2026, your own boat may differ. Hull cover follows the value: partial cover answers for fire, storm, lightning, theft of the whole boat and damage in winter storage; full cover adds collision, grounding, vandalism and theft of parts. On a total loss we pay the agreed value, and in the Premium tariff with no deduction for new-for-old.
Bought used, imported or ordered new: we write the Victoire 1044 with a berth in Germany and abroad alike. The international certificate of insurance reaches you automatically in ten languages, and taking cover out before the handover pays off, because transport and the first launch are then already covered.
What is a used Victoire 1044 worth?
A used Victoire 1044 built between 1993 and 1998 in average condition is typically worth between
€39,300 and €74,300 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1998 | €58,400 to €74,300 | €66,400 |
| 1995 | €41,600 to €52,900 | €47,300 |
| 1994 | €40,400 to €51,500 | €45,900 |
| 1993 | €39,300 to €50,100 | €44,700 |
With agreed-value cover, the agreed sum counts after a total loss of your Victoire 1044;
with actual-value cover, the value at the time.
Does your sum still fit?
Each extra year of age takes about 8% off the value of a Victoire 1044.
Market today
For sale in November 2026
4
Typical asking price, 1994 boat
€48,700
Our value, 1994 boat
€45,900
Asking prices against our value
+6%
In November 2026 we found 4 boats of the Victoire 1044 for sale.
Typical asking price for a 1994 Victoire 1044: €48,700.
Our value for a Victoire 1044 of that year: €45,900.
Asking prices for the Victoire 1044 are about 6% above our value.
What changes hands is usually less than the asking price.
Boats for sale now and how we rate them
How we rate the 6 boats of the Victoire 1044 we found for sale most recently.
1998
10.44 m, Netherlands
1998
10.44 m, Netherlands
1993
Netherlands
1993
10.44 m, Netherlands
1991
Germany
year newer than our values
€49,900
Listing on scanboat.com ↗1990
Netherlands
year newer than our values
€39,750
Listing on scanboat.com ↗
As of November 2026.
Prices and details come from the listings.
Whether the boat is still for sale is shown in the listing.
Our assessment assumes average condition.
Estimate from our boat records, checked regularly against asking prices. As of November 2026. Not a survey.
Frequently asked
Does NAMMERT insure the Victoire 1044?
Yes.
Neither the make nor the model decides whether the Victoire 1044 is insurable.
What counts is the type of boat, its year, its value, its engine output and the waters you sail.
What does cover for a Victoire 1044 cost?
Cover starts from €39 a year for a sailing boat, from €49 for a motorboat.
For a Victoire 1044 at the usual market value of €47,000 the premium is €1,109 a year:
liability and hull in Basis-Plus, North Sea, Baltic and Mediterranean, about 60 m² of sail,
hull excess €250, paid annually.
Hull cover accounts for €1,020, liability for €89.
Tariff as of 03.11.2026, your own boat may differ.
The exact premium takes a few minutes in the online calculator, with no contact details required.
My model is spelled slightly differently, does this page still apply?
Yes.
Spellings and suffixes of the Victoire 1044 vary with the papers and the model year.
Enter the name as it appears in your documents; the technical figures decide premium and cover.
On a total loss, do I get the replacement value?
Under full cover, yes: the Victoire 1044 is settled at the agreed value,
and in the Premium tariff without limit and with no deduction for new-for-old.
Can I switch from my existing insurer?
Yes.
Our switching service cancels the old contract for your Victoire 1044 free of charge,
you pay only once it has run out,
and you keep a permanent switching discount.
Other models by this make
Victoire 1044 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
