Windy 27 insurance: calculate your premium
Model page, insured as a motorboat
Year, place of purchase and previous owners do not decide whether we insure the Windy 27: we write it as a motorboat. Five minutes online cover everything from liability and hull to legal expenses and personal accident.
At a glance
Windy 27: cover, cost and conditions
Windy 27 is the designation of this model, which is recorded with us as a motor boat and already sails in our portfolio; four further models of the brand are on record. The number in the name is a type designation; we take the dimensions from your papers.
Storm, fire and lightning strike are events against which even the best berth offers no protection. Limited hull cover covers them as well as the theft of the whole boat and damage in winter storage. This covers the part of the risks that you cannot influence through the way you sail.
Anyone who wants to go further chooses full hull cover: collision, grounding, vandalism and theft of parts including the outboard are added, settled through the agreed value and with no deduction for depreciation. Third-party liability with 10 to 50 million euros remains the basis in every case.
What is a used Windy 27 worth?
A used Windy 27 built between 1976 and 1988 in average condition is typically worth between
€18,200 and €31,900 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 1988 | €25,100 to €31,900 | €28,500 |
| 1987 | €23,000 to €29,300 | €26,100 |
| 1986 | €22,900 to €29,100 | €26,000 |
| 1985 | €22,500 to €28,700 | €25,600 |
| 1984 | €22,300 to €28,400 | €25,300 |
| 1983 | €20,200 to €25,700 | €23,000 |
| 1982 | €20,000 to €25,400 | €22,700 |
| 1981 | €19,300 to €24,500 | €21,900 |
| 1980 | €19,300 to €24,500 | €21,900 |
| 1979 | €18,200 to €23,200 | €20,700 |
| 1978 | €18,200 to €23,200 | €20,700 |
| 1977 | €18,200 to €23,200 | €20,700 |
| 1976 | €18,200 to €23,200 | €20,700 |
Does the sum insured on your Windy 27 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
Which events does limited hull cover include?
For the Windy 27: Fire, storm, lightning strike,
the theft of the whole boat and damage in winter storage.
Collision, grounding, vandalism and theft of parts belong to full hull cover.
Is limited hull cover enough for a boat at a permanent berth?
For the Windy 27: That depends on value and use.
At the berth, collision and grounding remain uncovered;
only full hull cover with an agreed value takes on this damage.
Other models by this make
Windy 27 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.