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Meltemi, in the boat insurance glossary

Boat insurance term, area: Hull

The meltemi is the summer north wind of the Aegean. From June to September it sets up between high pressure over the Balkans and low pressure over Asia Minor and can blow for days on end, usually force 5 to 7 and more in the funnels between the Cyclades. It does not arrive suddenly, it simply never stops. Boats at anchor in open bays drag during the night and mooring lines chafe along the mole. Two questions in the wording decide what such a wind means for a hull claim: the force from which weather counts as a storm, and whether damage below that force is treated as an accident to the vessel.

What to check: From what wind force does your wording call the weather a storm? And if the anchor drags below that force and the boat ends up aground, does the hull section still answer for the damage as an accident to the vessel?

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