Chagos and Maldive banks: Shallows and grounding

On the map

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Chagos and Maldive banks: how the place works

Wide atoll banks with steep edges: from a thousand metres of water to ten within a boat length, and coral heads stand up without warning inside the lagoon. Navigation goes by eye with the sun high, not by chart, and satellite images here are often more accurate than any chart.

Chagos and Maldive banks: what breaks there

Reef contact is the damage of this area, and it is severe, because coral is hard and sharp. Salvage and a yard are thousands of miles away, and there is no local repair.

Chagos and Maldive banks: what this means for your policy

Check whether reef contact and grounding are covered without restriction and how far salvage costs extend. In this area the salvage limit decides whether a boat is saved or abandoned.

Cruising range

In the calculator this spot falls under Worldwide

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