Insuring Berger
inflatables and RIBs · several countries
Berger: supplier of inflatables and small motorboats. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
inflatables and RIBs
Typical sizes
2,6 bis 7.5 m
Premium from
from €49 a year for liability
Worth knowing
Berger; cover, cost and conditions
Under the name Berger, 22 models are recorded: 11 inflatables, 10 small motorboats and one RIB. The largest share is made up of the Lomac inflatables in sizes 260 to 600 and the Lomac 750 as a rigid hull version, together with the small Baby, Baby Sport and Junior motorboats. Build years run from 1974 to 2003, lengths from 2.6 to 7.5 m.
On boats of this size liability cover is the core of the protection, because damage to someone else's yacht easily exceeds the value of your own boat many times over. Hull cover is worthwhile above all for the engine and the theft risk: inflatable and outboard are quickly loaded away and usually disappear together.
As the recorded build years end in 2003, these boats are used boats today. NAMMERT insures them regardless of build year and place of purchase. The condition of the tubes largely determines the value, so an honest assessment is worthwhile when stating the sum insured. You can calculate the premium for liability and hull cover in the online calculator in about 5 minutes.
Questions and answers
Frequent questions
My boat is called Lomac and was bought from Berger. Which brand applies?
Both entries lead to the same record with us. In any case what counts for the policy is length, build year, engine power, value and cruising area, not the spelling on the purchase contract.
How do I estimate the value of an old inflatable?
From the condition of the tubes and from the engine. A porous tube lowers the value noticeably, a new outboard raises it. State a realistic figure so that the sum holds up after a loss.
The cover that fits
For the whole class of boat
What matters for inflatables and RIBs is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring inflatables and RIBs, every brand and every condition
Other builders in this class
All makes by type of boat
inflatables and RIBs
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
Required inland and at sea from 15 hp (11.03 kW); below that, none.
Registration
Registration from 3 hp; carry the boat certificate on maritime shipping routes.
Waters
Inland lakes, the coast and the Wadden Sea, mind the tide tables and the fairway.
Equipment
Lifejackets, paddles, pump, repair kit, anchor gear and signalling equipment.
Cruising range
RIBs close to the coast; check air pressure before every trip and after temperature swings.
Weather
From Beaufort 4 the ride turns hard, and offshore wind sharply raises the risk of drifting.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Berger, build years and cover
Lomac 750 is an inflatable with engine from Berger, built from 1996 to 2003.
Junior is a motorboat from Berger, built from 1974 to 1996.
Baby is a motorboat from Berger, built from 1975 to 1991.
Baby Sport is a motorboat from Berger, built from 1975 to 1991.
Lomac 260 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 320 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 350 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 380 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 420 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 450 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 490 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 600 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 2000 is an inflatable without engine from Berger, built from 1983 to 1991.
Lomac 2001 is an inflatable without engine from Berger, built from 1984 to 1991.
Lomac 3000 is an inflatable without engine from Berger, built from 1984 to 1991.
Silentcraft 300 is a motorboat from Berger, built from 1985 to 1991.
Silentcraft 360 is a motorboat from Berger, built from 1985 to 1991.
Silentcraft 360 GSL is a motorboat from Berger, built from 1985 to 1991.
Silentcraft 400 GSL is a motorboat from Berger, built from 1985 to 1991.
Silentcraft 420 is a motorboat from Berger, built from 1985 to 1991.
Silentcraft 450 GSL is a motorboat from Berger, built from 1985 to 1991.
Silentcraft Minor is a motorboat from Berger, built from 1985 to 1991.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
On an inflatable the cause decides, not the damage: a tear from impact is covered, porous fabric after years in the sun is not. The outboard belongs in the policy with its serial number.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
Even without an engine the rule holds: a tear from impact or vandalism is covered, UV ageing is wear.
Berger insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
