Insuring Wato
Ohne Zuordnung
Wato builds boats. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
various
Class
Ohne Zuordnung
Typical sizes
nach Modell verschieden
Premium from
from €39 a year for a sailing boat, from €49 for a motorboat
Worth knowing
Wato; cover, cost and conditions
Ten model ranges are recorded under Wato, the models 490, 510, 620, 630 and 700 as well as the M range with 16, 19 and 20. The oldest entries begin in 2000, and the 490, 630 and 700 run to the present day. We have nothing on record about the country of origin, and in any case it plays no part in the premium.
Besides the hull and engine, permanently installed electronics and equipment also belong in the sum insured. List these items in the schedule so that the agreed value reflects the full value. In the event of a claim, settlement is then made with no deduction for depreciation (new for old).
The boat trailer is included in the boat insurance at no extra premium, and the cover applies during launching and while in transport. Limited hull cover includes fire, storm, lightning strike, theft of the whole boat and damage in winter storage. The months ashore are thus covered as well.
Questions and answers
Frequent questions
Why is the schedule for the sum insured important?
Because the agreed value is derived from it. The hull, the engine and permanently installed electronics and equipment belong in it; otherwise that value is missing from the settlement.
Does it matter where a boat was built?
No. The premium is based on the type of boat, value, year of construction, engine output and cruising range. Origin, place of purchase and previous owners remain irrelevant to the cover.
The cover that fits
For the whole class of boat
What matters for your boat depends less on the brand than on engine output, how a claim is settled and the waters you sail.
Other builders in this class
All makes by type of boat
Ohne Zuordnung
motorboats and sports boats
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by Wato, build years and cover
Wato 490 is a motorboat from Wato, built since 2000.
Wato 630 is a motorboat from Wato, built since 2000.
Wato 700 is a motorboat from Wato, built since 2000.
Wato 510 is a motorboat from Wato, built from 2000 to 2022.
Wato 620 is a motorboat from Wato, built from 2000 to 2012.
Wato M 16 is a motorboat from Wato, built from 2005 to 2012.
Wato M 19 is a motorboat from Wato, built from 2005 to 2012.
Wato M 20 is a motorboat from Wato, built from 2005 to 2012.
Wato M 20 C is a motorboat from Wato, built from 2005 to 2012.
Wato M 21 is a motorboat from Wato, built from 2005 to 2012.
As the series is still in production, parts are available and repair costs are predictable. Even so, value it at replacement cost including retrofitted electronics, not at list price.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
For a series built in these years the market value and the replacement cost often differ widely. An agreed value removes the age-based scale, and the figure in the policy stands.
Wato insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
