Insuring FM
motorboats and sports boats · several countries
FM builds motorboats and sports boats in several countries. NAMMERT insures boats of this make regardless of year built or where you bought them, liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Origin
several countries
Class
motorboats and sports boats
Typical sizes
Premium from
from €49 a year for liability
Worth knowing
FM; cover, cost and conditions
Four ranges are recorded under FM: the Fram 25 motor yacht from the years 1969 to 1991 as well as the Fram 19, Fram 21 and Norcoaster motor boats, whose construction periods lie between 1965 and 1982. There is no further information. We insure boats of these years regardless of year of construction, place of purchase and previous owners.
Anyone travelling abroad with an older boat needs papers that can be read there. We issue the international certificate of insurance automatically in ten languages. The hull insurance has neither a time window nor a night clause, so that legs sailed in darkness are covered too.
The production period of the Fram 25 extended over a good two decades, that of the Norcoaster ended in 1976. What counts for the premium is type of boat, value, year of construction, engine power and cruising range. The full hull cover works with an agreed value and no deduction for depreciation (new for old), in the Premium tariff with no age limit.
Questions and answers
Frequent questions
Do I receive documents for trips abroad?
You receive the international certificate of insurance automatically in ten languages. With it you can prove your cover in foreign harbours without requesting new papers for every trip.
Can a boat from the sixties still be insured?
Yes, we insure regardless of year of construction, place of purchase and previous owners. In the Premium tariff the agreed value of the full hull cover applies with no age limit, and compensation is paid with no deduction for depreciation (new for old).
The cover that fits
For the whole class of boat
What matters for motorboats and sports boats is the same across every brand; engine output, how a claim is settled, cruising range and theft protection. The class page lists every point and every brand in this class.
Insuring motorboats and sports boats, every brand and every condition
Other builders in this class
All makes by type of boat
motorboats and sports boats
Ohne Zuordnung
sailing boats and sailing yachts
motor yachts
dinghies and small craft
inflatables and RIBs
jet skis and boards
houseboats and electric boats
catamarans and multihulls
boat trailers
Katamarane & Trimarane
Nautical information What counts before you cast off, papers, equipment, waters
Licence
A powerboat licence (inland or coastal) is required from 15 hp (11.03 kW).
Registration
Registration from 3 hp; for trips abroad carry the boat certificate or flag document.
Waters
Inland, coastal and abroad; plan fairways, bridge clearances, draught and tides.
Equipment
Lifesaving gear, fire extinguisher, anchor, signalling equipment and correct navigation lights.
Cruising range
The agreed cruising range is stated in the policy and can be extended at any time.
Weather
Check wind force in Beaufort and wind direction before casting off, and allow for gusts.
General guidance, not a complete account; what governs are the rules of the waters you are on and your boat’s manual. Current wind force and direction for your waters are shown on the Home.
Series by FM, build years and cover
Fram 25 is a motor yacht from FM, built from 1969 to 1991.
Fram 19 is a motorboat from FM, built from 1971 to 1982.
Fram 21 is a motorboat from FM, built from 1967 to 1978.
Norcoaster is a motorboat from FM, built from 1965 to 1976.
For a series of this age there is no list price left. That is why we work with an agreed value: you state the figure, we agree it, and in a total loss exactly that amount is paid, with no deduction for wear.
On motor yachts the drive and the electronics together make up about half the value. Both belong in the valuation, otherwise the sum insured is too low.
On a motorboat the drive is the single most valuable part. Damage after grounding is covered, an engine failure from wear is not.
FM insured in five minutes.
Calculate the premium online, policy the same day, or call us: +49 3375 / 29 12 77.
