Bavaria 31 insurance: calculate your premium
Model page, insured as a motorboat
We insure the Bavaria 31 as a motorboat, regardless of the year it was built, where you bought it or how many owners it had. Liability, hull, legal expenses and personal accident cover from one house, taken out online in five minutes.
At a glance
Bavaria 31: cover, cost and conditions
Bavaria 31 appears in some papers as 31 Sport, and the same motor boat is meant. We record such alternative spellings in the contract so that in the event of a claim no query arises as to which boat was meant. Bavaria has 19 further models listed with us.
When applying, give us the designation exactly as it appears in the boat registration document or in the CE declaration. If the purchase contract differs from it, we enter both variants. The hull number also belongs in the documents, because it identifies the boat unambiguously.
In full hull cover we work with an agreed value and pay compensation with no deduction for depreciation, in the Premium tariff with no age limit. Additionally covered are collision, grounding, vandalism and theft of parts including the outboard, also in winter storage and while in transit.
Also recorded as
In papers the Bavaria 31 also goes by these names; none changes the premium.
What is a used Bavaria 31 worth?
A used Bavaria 31 built between 1998 and 2007 in average condition is typically worth between
€33,300 and €55,100 today.
Well kept boats with recent engines sit above that, boats with defects below.
| Year built | typical range | midpoint |
|---|---|---|
| 2007 | €43,300 to €55,100 | €49,200 |
| 2006 | €42,600 to €54,200 | €48,400 |
| 2005 | €41,200 to €52,400 | €46,800 |
| 2002 | €39,500 to €50,300 | €44,900 |
| 2001 | €38,400 to €48,900 | €43,600 |
| 2000 | €36,200 to €46,000 | €41,100 |
| 1999 | €34,300 to €43,600 | €38,900 |
| 1998 | €33,300 to €42,500 | €37,900 |
Does the sum insured on your Bavaria 31 still match what it is worth today?
After a total loss, that number is what counts.
Estimate from our boat records, October 2026. Not a survey.
Frequently asked
What applies if the purchase contract and the boat registration document give different names?
For the Bavaria 31: We include both spellings in the contract.
What counts for the benefit is the insured boat with its hull number,
not the spelling of the type designation.
How do you arrive at the agreed value?
For the Bavaria 31: It is based on the value,
year of construction and equipment that you state to us.
Once the agreed value is set, that amount is paid in the event of a total loss,
with no deduction for depreciation.
Other models by this make
Bavaria 31 insured in five minutes.
Calculate your insurance premium online, policy the same day, or call us: +49 3375 / 29 12 77.
